Los Angeles plastic surgery for your beauty
All people want to avoid life with good health and physical problems by appropriate medication or surgery. It is the proverb "Health is wealth." Yes, it is our most important task of taking care of our health. Here in this blog I am with you on a single tender sharing Surgery. She ' Another is that the Plastic Surgery Center Drive Radio. Basically, many of them have conducted operations, but let me quote some of its activities. The biggest problem is that for women after pregnancy, weight loss gradual or thickening of the skin and the formation of fat around the abdomen. What is the solution for this? Los Angeles tummy tuck to get the proper medication and appropriate action, which is in body contouring and improved form smoother abdomen. Radio Drive Plastic Surgery is known for being the best abdominoplasty procedures available. Next Beverly Hills breast augmentation. This operation is used by many women who feel their breasts are small or that one breast is more experienced than others. Just to make an appropriate report with this operation is performed. It should be clear about to undergo breast augmentation, the surgeon before the operation. Here at the Radio Drive Plastic Surgery, offers a better surgeon for consultation and meetings for advice and the operation is available to us at a very affordable price. One should know how it is applied and what the company about the possible risks of this operation, etc. Finally, this Los Angeles plastic surgery importance. The most important goal is for them to provide us with exceptional surgery - safely, professionally and at a reasonable price. They offer breast augmentation, breast lift, breast reduction, tummy tuck surgery, facelift, lifts the eyelids, nose surgery and many other surgical and non-surgical techniques.
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You Can Work at Home by Short Review Task
Do you feel your current income is less able to meet your needs daily? Do you want to get extra income? Would you like to work odd?
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Only in the Short Review Task you can get extra income just by using the term Work at Home. This means you do not have to sweat in receiving income from them. You only need to register yourself and there will also be a seeker who will give you the job and pay. Easy right? From there you will earn that will be able to provide all your needs are not being met and you want to meet. Everyone will feel easy. Only with internet connection at home you can Work from Home. There have been many people who try it and feel the results. They are very proud and still use their services to obtain additional income. Because they do not have enough time to spell out the tasks assigned by the seekers. Wait what else, immediately register yourself now. Take a moment to learn first and then start working on your tasks and get the money you want, and immediately bought all the needs you want.
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auto car insurance
Police insurance is the best thing you can use. With the economy threatened in the West, the people have, that the merger can occur at any time and the insurance is the only tool tha is in these situations.
With the number of sales of vehicles increasing by the day, the motor insurance is a necessity. There are many companies, Auto-Owners Insurance Auto lures to buy their policy in particular. All for one or the other companies in the auto car insurance based on the various systems with their own rules and regulations and their offerings. Every company in the motor vehicle insurance and for individual departments and the length and conditions vary from one another.
With more enterprises around the motor vehicle insurance, vehicle rate varies. In the end, a car assured that everything depends on the solvency of the insured. Some rates for car insurance could be very expensive, but May, many other offers that you have connected, but not everyone needs all the others, you can compare that with visit car insurance comparison , including the rates, which unnecessarily expensive. Therefore, he has to choose the best suited to the services they deem necessary, and very authentic.
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With the number of sales of vehicles increasing by the day, the motor insurance is a necessity. There are many companies, Auto-Owners Insurance Auto lures to buy their policy in particular. All for one or the other companies in the auto car insurance based on the various systems with their own rules and regulations and their offerings. Every company in the motor vehicle insurance and for individual departments and the length and conditions vary from one another.
With more enterprises around the motor vehicle insurance, vehicle rate varies. In the end, a car assured that everything depends on the solvency of the insured. Some rates for car insurance could be very expensive, but May, many other offers that you have connected, but not everyone needs all the others, you can compare that with visit car insurance comparison , including the rates, which unnecessarily expensive. Therefore, he has to choose the best suited to the services they deem necessary, and very authentic.
Therefore, an investigation is necessary to ensure the best possibility. Depending on the financial environment, you can sign up for car insurance at low prices from all corners of the world's most famous affordable car insurance companies. Al autoquotenow.com, you can always the best policy can be achieved. With the number of insurance contracts after autoquotenow.com a comparison can be made and the best May be purchased.
Everything negative in regard to funding, so your car before it's too late would be a very wise decision and the right policy autoquotenow.com would be the solution, the wise decision.
Systematic Investment Planning through Mutual Funds
There exists a misconception with amateur investors who consider SIP to be a kind of a Mutual Fund. Technically speaking a Systematic Investment Plan is not a Mutual Fund, rather a way to invest upon it. There are a couple of ways that you can invest in a Mutual fund; one is a one time payment and the other through periodic investments. The later is termed to be Mutual Fund SIP. It is more of an investment mode rather then an investment avenue as many point out. An average investor opting for Mutual Fund Investments via Mutual Fund SIP invests in small amounts at regular intervals instead of a lump sum payment. In this case he is benefited by escaping the volatility that exists in Stock Markets by lowering the average purchase cost. Since the investment amount for each SIP installment is fixed, the investor gains by receiving a higher number of mutual fund units, assets collectively termed as Mutual Fund NAV (Net asset value).
Investing through Mutual Fund SIP disciplines your investment attitude. Often lack of discipline has been citied as the major reason for failing to reach long term financial goals. Amount that is saved aside for investment purposes gets spent on unnecessary things hence canceling the investment. Also high amounts are another cause of worry. With a SIP the investment amount is low and periodic, hence making the entire process easy. Another important aspect during investment is timing. How long you keep investing doesn’t matter, when you invest does. Timing the market is critical and through SIP you keep investing at regular intervals which makes it all the more possible to have the amount invested at the right time. Simply investing will also not count if you are not aware of the assets that you are investing on. Through Equity Research along with correct asset allocation is to be done prior to investing in Stock Markets. Opting for the guidance of a fund manager helps.
Mutual Fund Investments are always considered to be risky. Hence opting for the correct assets do help. Say your investments is diversified into 3 classes, if either of them suffers a loss you will have the other two assets on whom you can bank on to equalize your return. Diversifying your portfolio as much as possible helps. The last year recession did make the stock market in India go volatile. As of now the best Indian Mutual Funds that could be invested on are 1) Franklin India Blue Chip Fund, 2) HDFC Equity, 3) ICICI Power Prudential, 4) Fullerton India Mutual Funds, 5) Sundaram Growth (Data from genuine resource). Almost every other advertisement reads “Mutual Funds investments are subject to market risk, please read the offer document carefully before investing.” It is imperative that you conduct a thorough analysis on the fund you are investing upon. It’s past performance (3 years) should tell a lot. Overall if you tread properly prior to investing in Mutual Funds, you could reap handsome rewards.
Investing through Mutual Fund SIP disciplines your investment attitude. Often lack of discipline has been citied as the major reason for failing to reach long term financial goals. Amount that is saved aside for investment purposes gets spent on unnecessary things hence canceling the investment. Also high amounts are another cause of worry. With a SIP the investment amount is low and periodic, hence making the entire process easy. Another important aspect during investment is timing. How long you keep investing doesn’t matter, when you invest does. Timing the market is critical and through SIP you keep investing at regular intervals which makes it all the more possible to have the amount invested at the right time. Simply investing will also not count if you are not aware of the assets that you are investing on. Through Equity Research along with correct asset allocation is to be done prior to investing in Stock Markets. Opting for the guidance of a fund manager helps.
Mutual Fund Investments are always considered to be risky. Hence opting for the correct assets do help. Say your investments is diversified into 3 classes, if either of them suffers a loss you will have the other two assets on whom you can bank on to equalize your return. Diversifying your portfolio as much as possible helps. The last year recession did make the stock market in India go volatile. As of now the best Indian Mutual Funds that could be invested on are 1) Franklin India Blue Chip Fund, 2) HDFC Equity, 3) ICICI Power Prudential, 4) Fullerton India Mutual Funds, 5) Sundaram Growth (Data from genuine resource). Almost every other advertisement reads “Mutual Funds investments are subject to market risk, please read the offer document carefully before investing.” It is imperative that you conduct a thorough analysis on the fund you are investing upon. It’s past performance (3 years) should tell a lot. Overall if you tread properly prior to investing in Mutual Funds, you could reap handsome rewards.
Third Party Car Insurance Can Protect You Against Catastrophic Financial Consequences
You make many important buying decisions in your adult life. Among the most important of these buying decisions is which third party car insurance policy to buy. First of all, you should understand what third party car insurance is. You may hear this type of insurance referred to as liability insurance. It is the insurance policy that pays your bills if your vehicle damages someone else’s property. Third party is the term that the industry uses to refer to the person that is harmed. You are the first party and the company that underwrites the third party car insurance polity is the second party.
Because your choice of coverage and insurance provider for your third party car insurance is so important you need to do some research to determine that the company you choose has a good reputation and track record for paying off claims. You also need to make sure that the coverage limits that you select comply with the requirements specified by the local governmental agency that regulates third party car insurance in your area.
When you are thinking of purchasing a third party car insurance policy it really pays to do some price comparison. Luckily it is easy to do this. Most of the larger companies offer online tools to help you get a quotations and there are car insurance portal sites that allow you to research third party car insurance policy pricing for a number of companies at the same time. Normally you can also specify any optional coverage or other options that you might be interested in.
Specific policy pricing will depend on a variety of factors. Most companies will consider your driving record as well as any specific coverage you are buying. You want to be sure to take advantage of any discount programs that may be offered. Many companies offer discounts for drivers that have excellent driving records and other offer discounts for situations such as insuring multiple vehicles at the same time. Even if you already have a third party car insurance policy in force, it may be worth your while to do a little comparison shopping. It is possible that you can find more favorable pricing by moving to a different provider from time to time.
Because your choice of coverage and insurance provider for your third party car insurance is so important you need to do some research to determine that the company you choose has a good reputation and track record for paying off claims. You also need to make sure that the coverage limits that you select comply with the requirements specified by the local governmental agency that regulates third party car insurance in your area.
When you are thinking of purchasing a third party car insurance policy it really pays to do some price comparison. Luckily it is easy to do this. Most of the larger companies offer online tools to help you get a quotations and there are car insurance portal sites that allow you to research third party car insurance policy pricing for a number of companies at the same time. Normally you can also specify any optional coverage or other options that you might be interested in.
Specific policy pricing will depend on a variety of factors. Most companies will consider your driving record as well as any specific coverage you are buying. You want to be sure to take advantage of any discount programs that may be offered. Many companies offer discounts for drivers that have excellent driving records and other offer discounts for situations such as insuring multiple vehicles at the same time. Even if you already have a third party car insurance policy in force, it may be worth your while to do a little comparison shopping. It is possible that you can find more favorable pricing by moving to a different provider from time to time.
How to Execute Asset Allocation
We all investors try and maintain a diversified asset allocation in our investments. In my discussions with many folks, I have seen that many use different ways of executing this diversification. Many use combination of real estate, equities, gold, etc. In case of equities, quite a few enterprising ones long term portfolio in combination with trading portfolio. Many of us, including me, are aware of different types of asset class and investment vehicles. Unfortunately, for most of us individual investors, we fail to understand how to execute effectively. We really do not know how to engineer our portfolio such that it has optimum asset allocation for our risk profile. We think we allocate little bit of capital to all assets and we should be good to go without any worries.
Theoretically, asset allocation is a risk management methodology which depends upon relationship between expected return and risk. In last five year (or more perhaps?), David Swensen and Mohammed El-Erian have shown how this is executed. For starter’s David Swensen is portfolio manager at Yale’s Endowment Fund while El-Erian managed Harvard’s Endowment Fund. The reason I looked at these two portfolio is because, both of these funds, provide more than a one billion US Dollar to university for operating expenses. These funds are managed for cash flow and capital appreciation.
I am looking at Swensen’s work with Yale Endowment Fund (source). This is a US based institutional fund, therefore, may not have a direct bearing on any Indian individual investors. I am including it in this discussion to highlight how the fund’s asset allocation is managed by using ‘expected real return’ and ‘standard deviation of the returns’. Real Return here means over an above inflation. The table below shows the different asset classes with expected real return and standard deviations.
- Every asset class has its own expected return and its corresponding standard deviation.
- Every asset class has a varying capital allocation level
- Every asset class has a very high degree of volatility. For example, domestic equity has 6% expected real return, while its standard deviation is 20%. Same way, private equity has 11.2% expected real return, and its standard deviation is 27.7%. In both cases, the manager expects that there will high volatility.
Executing Asset allocation - Yale Endowment Fund
The interesting point in this asset allocation methodology is the use of concept of expected return. The fund manager projects upfront what would be expected return and how much volatility is expected.
How many of us attempt to project our expected return in a realistic way? When we make an investment (note: not trading), how many of us do it expecting certain level of volatility?
In all my stock analysis, I use expected beta-based return to understand or project my expected return over 8 to 10 years time frame. Based on last 10 years, the expected yearly return from NIFTY is 15.5% (including inflation) while standard deviation is 29%. If we consider an average inflation of 5%, the expected real return comes to around 10.5% for equities.
The Holy Grail of Commodity Markets & Forex Markets
After being in the field since 1994 and working with many investors and traders it has become very clear to me what is the HOLY GRAIL in the Commodity Markets & Forex Markets. The whole basis of trading with CNBC, Bloomberg and others is based on trying to have an edge of information or finding some magic system or trading signals. A well folk, the Holy Grail does not exist that way (in this context). No one knows more than you. Even with all their analysis there is no magic system, no magic guru. The only way is to achieve long term success is to diversify your allocations, managers and methodologies. Since I want to compound my way to long term wealth, what I do is allocate between 2-3% per idea/manager, no more than 5% ever. Even though I am co manager of a commodity pool and I think we are pretty clever after seeing every mistake possible (plus some of the ones we made), I still only allocate up to 5% of my net worth in any of our trading programs. In conjunction to achieve my goals, I allocate to other commodity trading advisers who think the way I think (mostly about risk). I realize anything can happen and 6th sigma events are out there. My goal is to compound my way to wealth. I have seen personally the power of compounding and the difference it has made in my own net worth.
In my opinion what differentiates a successful trader and one that wants to be is how the trader utilizes risk…understands risk…and implements risk. Many in the field remember Julian Robertson’s bet with the Yen carry trade or Long term capital. These guys were PhDs and had tons of money under management who had no concept of risk. They blew up! There is also the story of Amaranth the energy trading company that blew up…or in years past Metalgeschaff. Now compare the last mentioned to commodity trading advisers that have been around for decades like Jerry Parker from Chesapeake… or David Druz…as well as a handful of others, all they think about is risk.
With the experience I have earned over the years, this is the Holy Grail. If you truly want to be successful in this business you need a methodology & plan, with every contingency planned out. Why you enter… why you exit with a loss…or why you exit with a profit…as well as how many shares or contracts you put on. There are countless books on the issue… however too many are focused on this great indicator or complicated system. I can tell you first hand from being a trader for almost 15 years, only simple ideas can work over the long run. The problem is most people try to avoid risk. In their quest to avoid risk they take on more risk. The prime example is all the Madoff investors. There is no way to avoid risk…everything has risk. In order to be successful embrace the risk. Realize that any trade is 50/50. It is perfectly fine that a trade does not work. It is like breathing in and out. Realize there are only four possible outcomes… big losses. In which you need to prevent with immediate stops that don’t change… small losses… small profits… and rare… big profits…when something trends and you catch it. This starts to put things in context. One starts to realize this becomes a numbers game. Profits are made over long periods. One must take every trade as we never know which trades will ever work. This is the psychology of trading…but much more important than what any commentator has to say on CNBC.
There is much more. Since we know all the above… (That we don’t know the future…any trade is 50/50…etc) how to stay in the game? Here is our Holy Grail…and yes… it is really the Holy Grail. As a trader or investor… you have to decide how much of a draw down you can with stand. Meaning the greater the potential returns…the greater the potential drawdowns. No pain …no gain… but to what extent. As we want our investors to stay with us…as well as we know anything can happen. We prefer the compound your way to wealth model. Our goal over the long run is 15-20% returns with approx that much in anticipated draw downs. This is the key now… WE BREAK UP OUR RISK MODEL INTO SEVERAL ASPECTS IN ORDER TO ATTEMPT TO ACHIEVE OUR GOALS… First we decide risk per trade… meaning how much of our account are we going to risk on any trade. In our case we strive to risk less than one percent. Believe me that is enough. Some traders think that is way too small…but they realize after their first draw down. Secondly we look at correlations as too many a time. We had a concentrated position in the bonds or currencies…and wake up to see they are moving jointly in the opposite direction. So our maximum allocation per sector is no greater than 5%. The next most important issue is maximum open trade equity. Again, same lovely story… profits are flowing nicely and then we wake up in the morning to see they are going in the opposite direction. So we cap our only trade equity depending on volatility to a low of 20%. As you glean we are accepting the risk…and looking to manage the risk.
We have a working methodology based on the above but as I stated earlier it is not the Holy Grail. What happens in reality, for instance this year…? Nothing happens in the commodity markets… It is quit. This is what separates those who achieve success and those you can’t. There are times in the markets, nothing happens. It is these times in which a trader needs to be patient and disciplined. Truthfully nothing has to happen and when you expect the least the greatest profits come like last year. This is a marathon or I like to compare it to a football game. Too many investors want nice consistent monthly returns. They jumped on asset backed lending ideas… Madoff ideas only to lose a large chunk of their money. In the commodity arena the best analogy is I want to win the football game. Does it really matter if I score in every quarter…or if I score several touch downs in the last quarter when many in the stands have walked out in disgust.
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I know where you can find high quality glasses with a very cheap price. Visit Zenni Optical on TV!!!! They sell high quality glasses with only the price of $ 8 Rx eyeglasses. It was the cheapest price. They are the only optical company best time. You can see that ranking in High Five to Zenni Optical. For that, throw immediate the impact on your eyes and be the best.
Make Money Online - Forex Robots
Forex Trading robots has become a very popular way of making easy money online. The main advantage of this kind of system must be the fact that it runs on full autopilot once it is set up. This must be the ultimate way of generating money. Most forex robots were designed by highly qualified people in the forex trading industry and what makes every product unique is the fact that it might use a different system or “secret” as the underlying means of operation.
Most forex robots operate or function with any amount in the startup account in other words there is no minimum or maximum amount (balance) that must be in the opening account to start off with. That means apart for the initial cost layout of buying the product and maybe subscribing to it a person can start off without a very big cost layout. Another big advantage of forex robots as a means of making money online is the fact that most forex robots claim that a person does not need to know or have any experience in the forex trading industry. Any person from any background can get started immediately with no formal training.
With most of these systems a person can actually monitor the program at work on your personal computer which gives a person that added insurance or call it peace of mind if you want that the program is actually busy generating money and is hard at work. This all might be happening when a person is at sleep or on vacation or simply doing what you want or doing nothing at all for that matter.
When considering a forex robot as a means of making money online a person will obviously need a personal computer and preferably a high speed internet connection. This assumption is valid and in a sense quite correct however with some forex robot systems a person does not even need to have a PC or internet connection because one can actually open an account with the developer and your account can run 24/7 from the developers system. The disadvantage off course is that a person is not always in the position to do real time monitoring of your account which is not necessarily a big problem.
Forex trading robots will always be one of the foremost means of making money on the internet because of its ease of use total automation and real time monitoring properties. With markets changing by the second monitoring a forex robot at work can actually be quite entertaining and interesting. Obviously the number one motive for buying a forex robot is to make money online so with a relative small outlay of money this goal can be achieved.
Most forex robots operate or function with any amount in the startup account in other words there is no minimum or maximum amount (balance) that must be in the opening account to start off with. That means apart for the initial cost layout of buying the product and maybe subscribing to it a person can start off without a very big cost layout. Another big advantage of forex robots as a means of making money online is the fact that most forex robots claim that a person does not need to know or have any experience in the forex trading industry. Any person from any background can get started immediately with no formal training.
With most of these systems a person can actually monitor the program at work on your personal computer which gives a person that added insurance or call it peace of mind if you want that the program is actually busy generating money and is hard at work. This all might be happening when a person is at sleep or on vacation or simply doing what you want or doing nothing at all for that matter.
When considering a forex robot as a means of making money online a person will obviously need a personal computer and preferably a high speed internet connection. This assumption is valid and in a sense quite correct however with some forex robot systems a person does not even need to have a PC or internet connection because one can actually open an account with the developer and your account can run 24/7 from the developers system. The disadvantage off course is that a person is not always in the position to do real time monitoring of your account which is not necessarily a big problem.
Forex trading robots will always be one of the foremost means of making money on the internet because of its ease of use total automation and real time monitoring properties. With markets changing by the second monitoring a forex robot at work can actually be quite entertaining and interesting. Obviously the number one motive for buying a forex robot is to make money online so with a relative small outlay of money this goal can be achieved.
Would You Spend $27 for a Stable Financial Future?
A new kind of MLM is in town and it is expected to knock the socks off the competition!
2 Plus 7 soft launched June 25th and money has already been made by tons of people! Internet history is being made right now! 2plus7 is doing something that has never been done before. With all other MLM's you have to signup an insane amount of people up to really make a good living doing it. 2plus7 has discovered a way to create one straight line of compensation!
Here is how it a rundown of what it is.
A linear straight-line plan that will be able to make you money from anyone signing up anywhere in the world! This is the first time this has ever been done and it is expected to be HUGE! They launched June 25th, and they are plannning to take the internet by storm. Dean Sasser, co-founder of 2plus7 stated that "History will be made and lives will be changed today!"
Here is how it works:
You sign up 2 people and then you are qualified to cycle. Then the next 7 sales that come in from anyone anywhere in the world causes you to cycle…Every time you cycle you make $27…every time someone you personally enroll cycles twice you cycle once and so on…and you make that every month thereafter.
So if you signed up 10 people who each signed up 4 people who sign up 4 people you would make $1485 a month from now on just for signing those initial 10 up...Imagine what you would make signing up 100 or more…."The possibilities are endless" said Dean Gutch, co-founder…
Dean Gutch and Dean Sasser are the major founders of 2plus7. Both have made miilions of dollars in network marketing, one of which was a major distributor in Amway. Not to mention that they have Ted Lindauer, the biggest MLM attorney in the world working with them. Dean Sasser stated last night on a conference call for 2plus7 that "If you know anything about Ted Lindauer,then you know he would not be doing this if this was not going to be big."
The sign up fee is $27 one time out of pocket because once you cycle one time..that has paid for that for the next month in residual. It is projected that people who get in early will be cycling 100 times per day by the end of the year.
These people at 2plus7 have also put together a huge package of benefits, which is what the $27 pays for. See below.
List of Benefits
• Mortgage Software - $1,500 value, pay off your 30 yr in 1/3 the time
• Nutritionist - $1000 Value, Instruction on eating properly and healthy
• Medical Doctor -$1000 Value, medical updates daily
• Natural Doctor - $1000 Value, natural cures
• Dr. Forex - $1000 Value, learn how to trade on the Forex market by a professional.
• Event Planner - $500 Value, Secret Savings planning events such as weddings.
• Animal Therapist - $500 Value, books, how to handle your pet and other animals.
• Motivational - $1000 Value, motivational information on audio, and articles.
• Personal Development Coach - $500 Value
• Internet Tool Box - $500, All the free stuff from the internet all in one place
Here's more of what's coming every month....
• National Chef - $500 Value, videos, prepare, cook, and present like a chef.
• National Discounts - SAVE THOUSANDS!! on companies like Avis,Starbucks,Disney,etc.
• Magician - $1,000 Value, learn magic tricks from a professional
• Fitness Guru - $1,000 Value, National Body champion teaches to get fit thru video
• Lead Generation System - $1,000 Value, New leads and leads management system.
• Dancing-$1,000 Value.Learn how to with a 10X National Champion as an instructor.
• Tax Help - April 15 - $5000 value, created for home based businesses
More information can be found on their website.
A new kind of MLM is in town and it is expected to knock the socks off the competition! 2 Plus 7 soft launched June 25th and money has already been made by tons of people! Internet history is being made right now!
2plus7 is doing something that has never been done before. With all other MLM's you have to signup an insane amount of people up to really make a good living doing it. 2plus7 has discovered a way to create one straight line of compensation!
Here is how it a rundown of what it is. A linear straight-line compensation plan that will be able to make you money from anyone signing up anywhere in the world! This is the first time this has ever been done and it is expected to be HUGE! They launched June 25th, and they are plannning to take the internet by storm. Dean Sasser, co-founder of 2plus7 stated that "History will be made and lives will be changed today!"
Here is how it works:
You sign up 2 people and then you are qualified to cycle. Then the next 7 sales that come in from anyone anywhere in the world causes you to cycle…Every time you cycle you make $27…every time someone you personally enroll cycles twice you cycle once and so on…and you make that every month thereafter. So if you signed up 10 people who each signed up 4 people who sign up 4 people you would make $1485 a month from now on just for signing those initial 10 up...
Imagine what you would make signing up 100 or more….
"The possibilities are endless" said Dean Gutch, co-founder…
Dean Gutch and Dean Sasser are the major founders of 2plus7. Both have made miilions of dollars in network marketing, one of which was a major distributor in Amway. Not to mention that they have Ted Lindauer, the biggest MLM attorney in the world working with them. Dean Sasser stated last night on a conference call for 2plus7 that "If you know anything about Ted Lindauer,then you know he would not be doing this if this was not going to be big."
The sign up fee is $27 one time out of pocket because once you cycle one time..that has paid for that for the next month in residual income. It is projected that people who get in early will be cycling 100 times per day by the end of the year. These people at 2plus7 have also put together a huge package of benefits, which is what the $27 pays for. See below.
List of Benefits
• Mortgage software - $1,500 value, pay off your 30 yr mortgage in 1/3 the time
• Nutritionist - $1000 Value, Instruction on eating properly and healthy • Medical Doctor -$1000 Value, medical updates daily • Natural Doctor - $1000 Value, natural cures
• Dr. Forex - $1000 Value, learn how to trade on the Forex market by a professional.
• Event Planner - $500 Value, Secret Savings planning events such as weddings.
• Animal Therapist - $500 Value, books, how to handle your pet and other animals.
• Motivational - $1000 Value, motivational information on audio, and articles.
• Personal Development Coach - $500 Value • Internet Tool Box - $500, All the free stuff from the internet all in one place Here's more of what's coming every month....
• National Chef - $500 Value, videos, prepare, cook, and present like a chef.
• National Discounts - SAVE THOUSANDS!! on companies like Avis,Starbucks,Disney,etc.
• Magician - $1,000 Value, learn magic tricks from a professional
• Fitness Guru - $1,000 Value, National Body champion teaches to get fit thru video
• Lead Generation System - $1,000 Value, New leads and leads management system.
• Dancing-$1,000 Value.Learn how to with a 10X National Champion as an instructor.
• Tax software - April 15 - $5000 value, created for home based businesses
2 Plus 7 soft launched June 25th and money has already been made by tons of people! Internet history is being made right now! 2plus7 is doing something that has never been done before. With all other MLM's you have to signup an insane amount of people up to really make a good living doing it. 2plus7 has discovered a way to create one straight line of compensation!
Here is how it a rundown of what it is.
A linear straight-line plan that will be able to make you money from anyone signing up anywhere in the world! This is the first time this has ever been done and it is expected to be HUGE! They launched June 25th, and they are plannning to take the internet by storm. Dean Sasser, co-founder of 2plus7 stated that "History will be made and lives will be changed today!"
Here is how it works:
You sign up 2 people and then you are qualified to cycle. Then the next 7 sales that come in from anyone anywhere in the world causes you to cycle…Every time you cycle you make $27…every time someone you personally enroll cycles twice you cycle once and so on…and you make that every month thereafter.
So if you signed up 10 people who each signed up 4 people who sign up 4 people you would make $1485 a month from now on just for signing those initial 10 up...Imagine what you would make signing up 100 or more…."The possibilities are endless" said Dean Gutch, co-founder…
Dean Gutch and Dean Sasser are the major founders of 2plus7. Both have made miilions of dollars in network marketing, one of which was a major distributor in Amway. Not to mention that they have Ted Lindauer, the biggest MLM attorney in the world working with them. Dean Sasser stated last night on a conference call for 2plus7 that "If you know anything about Ted Lindauer,then you know he would not be doing this if this was not going to be big."
The sign up fee is $27 one time out of pocket because once you cycle one time..that has paid for that for the next month in residual. It is projected that people who get in early will be cycling 100 times per day by the end of the year.
These people at 2plus7 have also put together a huge package of benefits, which is what the $27 pays for. See below.
List of Benefits
• Mortgage Software - $1,500 value, pay off your 30 yr in 1/3 the time
• Nutritionist - $1000 Value, Instruction on eating properly and healthy
• Medical Doctor -$1000 Value, medical updates daily
• Natural Doctor - $1000 Value, natural cures
• Dr. Forex - $1000 Value, learn how to trade on the Forex market by a professional.
• Event Planner - $500 Value, Secret Savings planning events such as weddings.
• Animal Therapist - $500 Value, books, how to handle your pet and other animals.
• Motivational - $1000 Value, motivational information on audio, and articles.
• Personal Development Coach - $500 Value
• Internet Tool Box - $500, All the free stuff from the internet all in one place
Here's more of what's coming every month....
• National Chef - $500 Value, videos, prepare, cook, and present like a chef.
• National Discounts - SAVE THOUSANDS!! on companies like Avis,Starbucks,Disney,etc.
• Magician - $1,000 Value, learn magic tricks from a professional
• Fitness Guru - $1,000 Value, National Body champion teaches to get fit thru video
• Lead Generation System - $1,000 Value, New leads and leads management system.
• Dancing-$1,000 Value.Learn how to with a 10X National Champion as an instructor.
• Tax Help - April 15 - $5000 value, created for home based businesses
More information can be found on their website.
A new kind of MLM is in town and it is expected to knock the socks off the competition! 2 Plus 7 soft launched June 25th and money has already been made by tons of people! Internet history is being made right now!
2plus7 is doing something that has never been done before. With all other MLM's you have to signup an insane amount of people up to really make a good living doing it. 2plus7 has discovered a way to create one straight line of compensation!
Here is how it a rundown of what it is. A linear straight-line compensation plan that will be able to make you money from anyone signing up anywhere in the world! This is the first time this has ever been done and it is expected to be HUGE! They launched June 25th, and they are plannning to take the internet by storm. Dean Sasser, co-founder of 2plus7 stated that "History will be made and lives will be changed today!"
Here is how it works:
You sign up 2 people and then you are qualified to cycle. Then the next 7 sales that come in from anyone anywhere in the world causes you to cycle…Every time you cycle you make $27…every time someone you personally enroll cycles twice you cycle once and so on…and you make that every month thereafter. So if you signed up 10 people who each signed up 4 people who sign up 4 people you would make $1485 a month from now on just for signing those initial 10 up...
Imagine what you would make signing up 100 or more….
"The possibilities are endless" said Dean Gutch, co-founder…
Dean Gutch and Dean Sasser are the major founders of 2plus7. Both have made miilions of dollars in network marketing, one of which was a major distributor in Amway. Not to mention that they have Ted Lindauer, the biggest MLM attorney in the world working with them. Dean Sasser stated last night on a conference call for 2plus7 that "If you know anything about Ted Lindauer,then you know he would not be doing this if this was not going to be big."
The sign up fee is $27 one time out of pocket because once you cycle one time..that has paid for that for the next month in residual income. It is projected that people who get in early will be cycling 100 times per day by the end of the year. These people at 2plus7 have also put together a huge package of benefits, which is what the $27 pays for. See below.
List of Benefits
• Mortgage software - $1,500 value, pay off your 30 yr mortgage in 1/3 the time
• Nutritionist - $1000 Value, Instruction on eating properly and healthy • Medical Doctor -$1000 Value, medical updates daily • Natural Doctor - $1000 Value, natural cures
• Dr. Forex - $1000 Value, learn how to trade on the Forex market by a professional.
• Event Planner - $500 Value, Secret Savings planning events such as weddings.
• Animal Therapist - $500 Value, books, how to handle your pet and other animals.
• Motivational - $1000 Value, motivational information on audio, and articles.
• Personal Development Coach - $500 Value • Internet Tool Box - $500, All the free stuff from the internet all in one place Here's more of what's coming every month....
• National Chef - $500 Value, videos, prepare, cook, and present like a chef.
• National Discounts - SAVE THOUSANDS!! on companies like Avis,Starbucks,Disney,etc.
• Magician - $1,000 Value, learn magic tricks from a professional
• Fitness Guru - $1,000 Value, National Body champion teaches to get fit thru video
• Lead Generation System - $1,000 Value, New leads and leads management system.
• Dancing-$1,000 Value.Learn how to with a 10X National Champion as an instructor.
• Tax software - April 15 - $5000 value, created for home based businesses
Background Check Reviews Comparisons
How well do you know the people around you? During times such as this, you can feel that it is critical to analyze the people around you and your children or those you are thinking of employing. And it is during these times that you are going to realize how vital it is to search somebody's criminal background. Reviews of the Criminal Background Checks can be very useful in selecting the right service to get you the answers you are seeking.
Everyone can now get access to somebody's criminal background thru the Net. This new technology will help you examine whether a person has criminal records or not.
It is crucial these days to search somebody's criminal history due to many reasons. One is to make certain that you are moving to the right neighborhood. Another reason for a background check is when a person is following or dating you. It's a good move to establish whether the person dating you is already married, or is only after your money. One must also use caution with whom they leave their kids with. Many folks employ a daycare service, but do they actually know who they may be trusting their family and friends to? Is it some stranger or a worker of a trustworthy facility?
Again, this is one thing you should not forget when searching a person's criminal history. It might make you feel satisfied knowing that the people taking care of your youngsters are safe and responsible.
Here are some Background Check Reviews to help you get started in your search for the information you are looking for.
Everyone can now get access to somebody's criminal background thru the Net. This new technology will help you examine whether a person has criminal records or not.
It is crucial these days to search somebody's criminal history due to many reasons. One is to make certain that you are moving to the right neighborhood. Another reason for a background check is when a person is following or dating you. It's a good move to establish whether the person dating you is already married, or is only after your money. One must also use caution with whom they leave their kids with. Many folks employ a daycare service, but do they actually know who they may be trusting their family and friends to? Is it some stranger or a worker of a trustworthy facility?
Again, this is one thing you should not forget when searching a person's criminal history. It might make you feel satisfied knowing that the people taking care of your youngsters are safe and responsible.
Here are some Background Check Reviews to help you get started in your search for the information you are looking for.
Why You're Not Making a Full Time Income As an Affiliate Marketer
I want to be straight with you. Why are you wasting your time with other lousy products that will hand you a heap of information and not tell you what to do with it? Why on earth would you settle for less than the best? Here's a logical way of thinking that most people never consider:
If you're like most people on the earth you need someone to tell you to do before you do it. Yes, you can try and figure it out on your own and you may be able to understand it on your own but think about how much time that would take.
I think you'd much rather prefer if someone just told you and then SHOWED you what to do rather than you figuring it out on your own. See, that's one of the biggest problems with most affiliate marketing systems. They give you a TON of info but never tell you what to do with it and even more they never SHOW you what to do with it.
It's like someone selling a car to you that you don't even know how to drive, what's the point? The part people like the most about the Ultimate Affiliate System is that I actually show you what to do and how to do it. I show you the most effective promotional tools to use so you get instant results. No need to sit around learning the content. But what's that going to do for you? How will you benefit from this genius system?
I'm glad you asked.
What would you rather have, a program that shows you what to do so you can apply the techniques immediately or a program that throws an ebook at you then leaves you in the dust...
It's a proven fact that greater results come from systems that are complete and cover the content in a step-by-step format. Like I said, you'd much rather have an "all-in-one" system to learn something instead of getting a ton of unorganized information then being left alone to learn it.
In the Ultimate Affiliate System I go through everything with you and leave nothing behind. I put in 110% to make sure you understand the content and are able to apply it in your quest for success in the affiliate marketing world. It's a win/win situation really. You get to spend less time learning and more time making money. Isn't that an ideal situation to be in?
You can check out the world's best affiliate marketing program here and dont' be shy to grab my free Special Report Super Package. You'll be glad you did.
If you're like most people on the earth you need someone to tell you to do before you do it. Yes, you can try and figure it out on your own and you may be able to understand it on your own but think about how much time that would take.
I think you'd much rather prefer if someone just told you and then SHOWED you what to do rather than you figuring it out on your own. See, that's one of the biggest problems with most affiliate marketing systems. They give you a TON of info but never tell you what to do with it and even more they never SHOW you what to do with it.
It's like someone selling a car to you that you don't even know how to drive, what's the point? The part people like the most about the Ultimate Affiliate System is that I actually show you what to do and how to do it. I show you the most effective promotional tools to use so you get instant results. No need to sit around learning the content. But what's that going to do for you? How will you benefit from this genius system?
I'm glad you asked.
What would you rather have, a program that shows you what to do so you can apply the techniques immediately or a program that throws an ebook at you then leaves you in the dust...
It's a proven fact that greater results come from systems that are complete and cover the content in a step-by-step format. Like I said, you'd much rather have an "all-in-one" system to learn something instead of getting a ton of unorganized information then being left alone to learn it.
In the Ultimate Affiliate System I go through everything with you and leave nothing behind. I put in 110% to make sure you understand the content and are able to apply it in your quest for success in the affiliate marketing world. It's a win/win situation really. You get to spend less time learning and more time making money. Isn't that an ideal situation to be in?
You can check out the world's best affiliate marketing program here and dont' be shy to grab my free Special Report Super Package. You'll be glad you did.
Are You Making This Sales Killing Mistake?
I'll give it to you straight, most internet marketers fail online because of poor copywriting skills.
Copywriting is simply selling using words. Creating enticing phrases that will draw a prospect to take action and convert them into a customer is the whole point of copywriting.
I got an email the other day, it was from a fellow internet marketer trying to sell me some product. The subject line read, "Kevin, buy this product NOW!"
I honestly couldn't believe he just said that and even worse it was in the subject line! Like really, what was that guy thinking? Am I going to want to buy whatever he was selling me because of that headline? OF COURSE NOT.
There are rules to copywriting, you know. The absolute number one rule is that you promote the most beneficial aspect of your product/service the most.
Here's what I'm talking about. I can't even remember what the guy was trying to sell me but let's just say it was an online internet marketing course.
What he should have done was picked out the most beneficial part of the program and decided to sell that instead of yelling "BUY THIS NOW" at me. And I'll tell you why. When a person buys the product, what are they really buying? The product or the results?
Let's say that he did it the correct way and said "Generate $56,258 in under 30 days on complete auto-pilot using my system" in the subject line. That's the most beneficial result that you could achieve from his program so that's why it would be the part that he's promoting the most.
If I saw that subject line compared to "BUY THIS NOW" I would have actually been intrigued to click on his email and find out more about the program.
But the guy didn't do that. He whined and yelled at me to buy his product. To be honest, it makes him look unprofessional and desperate for a sale.
So here's the deal, next time you write an email or write a headline for that matter, emphasise the biggest most extravagant benefit to your product/service.
Copywriting is simply selling using words. Creating enticing phrases that will draw a prospect to take action and convert them into a customer is the whole point of copywriting.
I got an email the other day, it was from a fellow internet marketer trying to sell me some product. The subject line read, "Kevin, buy this product NOW!"
I honestly couldn't believe he just said that and even worse it was in the subject line! Like really, what was that guy thinking? Am I going to want to buy whatever he was selling me because of that headline? OF COURSE NOT.
There are rules to copywriting, you know. The absolute number one rule is that you promote the most beneficial aspect of your product/service the most.
Here's what I'm talking about. I can't even remember what the guy was trying to sell me but let's just say it was an online internet marketing course.
What he should have done was picked out the most beneficial part of the program and decided to sell that instead of yelling "BUY THIS NOW" at me. And I'll tell you why. When a person buys the product, what are they really buying? The product or the results?
Let's say that he did it the correct way and said "Generate $56,258 in under 30 days on complete auto-pilot using my system" in the subject line. That's the most beneficial result that you could achieve from his program so that's why it would be the part that he's promoting the most.
If I saw that subject line compared to "BUY THIS NOW" I would have actually been intrigued to click on his email and find out more about the program.
But the guy didn't do that. He whined and yelled at me to buy his product. To be honest, it makes him look unprofessional and desperate for a sale.
So here's the deal, next time you write an email or write a headline for that matter, emphasise the biggest most extravagant benefit to your product/service.
Why Only Losers Don't Have Lists
By far one of the best affiliate marketing techniques is emailing your list and telling them to buy something. What? A list? How do you get one, what's going on? OK, if you're a little confused now keep reading and I'll fill you in. A list is simply a group of people who have given you their name and email address in exchange for information in the form of videos, audios or e-courses from you.
Here's a breakdown of what to do:
Build a squeeze page saying that you've got exclusive information and you're willing to give it away for free (make sure you give it a value though). In order for your visitors to receive the content they will need to fill out your autoresponder form which will have "Your First Name" and "Your Primary Email" fields. When a person fills out those fields your autoresponder will send them the content via email.
So why would you want to do this?
In the first email tell your subscribers that you will also send them valuable information regarding how to succeed or how to get better at whatever topic you chose. You can now email the people on your list various affiliate emails that has to do with the niche you're in.
I'll give you an example:
Create a squeeze page which offers a 7 day e-course on how to grow better plants (home gardening niche). Send out the e-course for 7 days and then after that start sending out affiliate promotion emails that have to do with the home gardening niche. These may be products that have to do with growing better plants, creating a home garden, the tools you need, ect...
Now, you never want to give your list 100% pitch all the time. Why? You'll end up with everyone becoming unhappy with you emails and then unsubscribing. Optimally, you want a 50/50 mix of pitch and content. This is done for a good reason though.
When you send your subscribers interesting and relevant content you establish a relationship with them and they start to become less and less skeptical about who you are and what you're about. They will start to trust you and actually want to buy the products you're promoting.
But what's the use of building a trusting relationship with out sending offers and promotions? That's why you need to make it seem like you are giving the person information but in fact you are actually selling them something. The ultimate goal is to blur the line between content and pitch so your reader won't be able to tell the difference between the two.
Having a list to communicate with is also a great way to remind your customers or subscribers that you're here and wanting to give them something. This really only applies if you have your own website selling your own products though. Here's a story:
My mentor is Dan Lok, he has a list with over 50,000 people on it which he emails information on how to build a better business with affiliate promotional emails as well. His girlfriend asked him one day if she could buy a Louis Vuitton purse which cost $2000. He thought the price was outrageous so he created a poll and told his list to vote on it.
Turns out the next day he had made $4000 from that email because people had remembered he had products to buy and they went ahead and bought them. The email had absolutely nothing to do with any of his products but when people received it they remembered he had relevant products that could improve their lives and they bought them.
Basically, you want to offer a prospect something of value on your squeeze page, exchange the information for their contact info and from there on send them relevant and fresh content with some affiliate promotional emails mixed in there. That's the best recipe you can get as an affiliate marketer.
Here's a breakdown of what to do:
Build a squeeze page saying that you've got exclusive information and you're willing to give it away for free (make sure you give it a value though). In order for your visitors to receive the content they will need to fill out your autoresponder form which will have "Your First Name" and "Your Primary Email" fields. When a person fills out those fields your autoresponder will send them the content via email.
So why would you want to do this?
In the first email tell your subscribers that you will also send them valuable information regarding how to succeed or how to get better at whatever topic you chose. You can now email the people on your list various affiliate emails that has to do with the niche you're in.
I'll give you an example:
Create a squeeze page which offers a 7 day e-course on how to grow better plants (home gardening niche). Send out the e-course for 7 days and then after that start sending out affiliate promotion emails that have to do with the home gardening niche. These may be products that have to do with growing better plants, creating a home garden, the tools you need, ect...
Now, you never want to give your list 100% pitch all the time. Why? You'll end up with everyone becoming unhappy with you emails and then unsubscribing. Optimally, you want a 50/50 mix of pitch and content. This is done for a good reason though.
When you send your subscribers interesting and relevant content you establish a relationship with them and they start to become less and less skeptical about who you are and what you're about. They will start to trust you and actually want to buy the products you're promoting.
But what's the use of building a trusting relationship with out sending offers and promotions? That's why you need to make it seem like you are giving the person information but in fact you are actually selling them something. The ultimate goal is to blur the line between content and pitch so your reader won't be able to tell the difference between the two.
Having a list to communicate with is also a great way to remind your customers or subscribers that you're here and wanting to give them something. This really only applies if you have your own website selling your own products though. Here's a story:
My mentor is Dan Lok, he has a list with over 50,000 people on it which he emails information on how to build a better business with affiliate promotional emails as well. His girlfriend asked him one day if she could buy a Louis Vuitton purse which cost $2000. He thought the price was outrageous so he created a poll and told his list to vote on it.
Turns out the next day he had made $4000 from that email because people had remembered he had products to buy and they went ahead and bought them. The email had absolutely nothing to do with any of his products but when people received it they remembered he had relevant products that could improve their lives and they bought them.
Basically, you want to offer a prospect something of value on your squeeze page, exchange the information for their contact info and from there on send them relevant and fresh content with some affiliate promotional emails mixed in there. That's the best recipe you can get as an affiliate marketer.
Think Like a Publisher. It's All About Your Website Content
It doesn't matter what type of online business you have... just remember it's all about the content. The text, pictures, and graphics of your website are responsible for informing, engaging, and prompting visitors to stick around and take the actions you care about... like signing up for a newsletter, giving you a call, or buying your products!
Once you realize how important your website content is then my next comment should be obvious: you're actually a publisher. That's right... a publisher. Why? Because publishers are always thinking about content and that's what you need to do too!
Here are some guidelines to help you think like a publisher:
* Keep your target audience in mind. When writing your website copy, always use words and phrases that reflect how your prospects actually talk. When in doubt, just think about the conversations you have every day with people interested in your offerings and write like that. But please no "biz-speak"... you know, a formal tone with lots of big words that no one uses in real life. Unless your target audience really speaks that way.
* Write content that is engaging and personal. Always write in the "active" voice. For example, the phrase: "you can" is more engaging than "enable you to". See what I mean? And write as if you're speaking to an actual person. Notice how I use the words "you" and "your" all the time? I could instead use "one" or "a person"... but that's so darn impersonal.
* Update and add website content often. This keeps prospects coming back to see what's new and interesting. For example, you can update product pictures on your home page, add customer reviews and testimonials, provide tips and best practices, and even answer more frequently asked questions. Depending on your business, you should update and add content weekly or at least monthly.
* Grammar and formatting are important too. Please, please, please... no grammar or spelling errors. And keep paragraphs short and easy to read with lots of bullet points when it makes sense. Remember, people don't like to read on the Internet... they browse and scan instead. Make it easy for them and they'll want to read more!
* Do it yourself or have someone do it for you. There's no shame in needing help with your content. Maybe you're not a good writer or graphic designer. Why should you be? Just find someone that is for what you need help with. These days there are many talented people available and affordable too. Need copy writing help? Place an ad on www.freelancewritinggiggs.com, www.elance.com, or craigslist for starters.
Lots of good content (especially text) is also critical to keeping the search engines happy. And a happy search engine means prospects will find your business when searching the Internet.
Once you realize how important your website content is then my next comment should be obvious: you're actually a publisher. That's right... a publisher. Why? Because publishers are always thinking about content and that's what you need to do too!
Here are some guidelines to help you think like a publisher:
* Keep your target audience in mind. When writing your website copy, always use words and phrases that reflect how your prospects actually talk. When in doubt, just think about the conversations you have every day with people interested in your offerings and write like that. But please no "biz-speak"... you know, a formal tone with lots of big words that no one uses in real life. Unless your target audience really speaks that way.
* Write content that is engaging and personal. Always write in the "active" voice. For example, the phrase: "you can" is more engaging than "enable you to". See what I mean? And write as if you're speaking to an actual person. Notice how I use the words "you" and "your" all the time? I could instead use "one" or "a person"... but that's so darn impersonal.
* Update and add website content often. This keeps prospects coming back to see what's new and interesting. For example, you can update product pictures on your home page, add customer reviews and testimonials, provide tips and best practices, and even answer more frequently asked questions. Depending on your business, you should update and add content weekly or at least monthly.
* Grammar and formatting are important too. Please, please, please... no grammar or spelling errors. And keep paragraphs short and easy to read with lots of bullet points when it makes sense. Remember, people don't like to read on the Internet... they browse and scan instead. Make it easy for them and they'll want to read more!
* Do it yourself or have someone do it for you. There's no shame in needing help with your content. Maybe you're not a good writer or graphic designer. Why should you be? Just find someone that is for what you need help with. These days there are many talented people available and affordable too. Need copy writing help? Place an ad on www.freelancewritinggiggs.com, www.elance.com, or craigslist for starters.
Lots of good content (especially text) is also critical to keeping the search engines happy. And a happy search engine means prospects will find your business when searching the Internet.
Jobs For Teenagers , Earn Good Money From Doing Paid Surveys Online
This is my first article dedicated to advising teenagers how to make money. Im going to focus on how teenagers can make money from completing paid surveys online, its a booming industry. Its limited in how much you can earn, in the sense that its rare anyone earns over two thousand dollars a week doing this. But for a teenager, five hundred dollars a week or a little more is very good money and can be realistically achieved.
http://highestpayingsurveysites.com/
How Can You Get A Job Doing Surveys?
Theres no qualifications required, just join up at some paid survey sites. There are literally thousands and its up to you how many surveys you get sent. Originally i was skeptical that this could work, but it seems there are growing numbers of people who make a full time living, from completing paid online surveys.
How many hours per week will i have to put in?
This is why the job fits in well with teenagers, who might have study or other recreational duties. You nominate how many surveys and hours you can put in per week and then the survey companies allign you with a similar number to complete. Meaning its up to you how much you work and how much you get paid. Its not stressful and theres no major responsibilities.
Who Pays You?
Like i said in another article, these survey companies are paid by other big companies. The companies require people to test there products so they can see where they are going wrong, to correct this and make bigger profits. There are literally millions of dollars given to these survey companies, to organize people to review there products and do surveys, requiring them only to meet certain demographics.
http://highestpayingsurveysites.com/
How Can You Get A Job Doing Surveys?
Theres no qualifications required, just join up at some paid survey sites. There are literally thousands and its up to you how many surveys you get sent. Originally i was skeptical that this could work, but it seems there are growing numbers of people who make a full time living, from completing paid online surveys.
How many hours per week will i have to put in?
This is why the job fits in well with teenagers, who might have study or other recreational duties. You nominate how many surveys and hours you can put in per week and then the survey companies allign you with a similar number to complete. Meaning its up to you how much you work and how much you get paid. Its not stressful and theres no major responsibilities.
Who Pays You?
Like i said in another article, these survey companies are paid by other big companies. The companies require people to test there products so they can see where they are going wrong, to correct this and make bigger profits. There are literally millions of dollars given to these survey companies, to organize people to review there products and do surveys, requiring them only to meet certain demographics.
Making Quick and Easy Money Online - Is it a Reality?
Want some good news? Well, here it is: you can make money online fast! However, everyone has a different train of thought as to what the word "fast" actually means. Some people imagine that they can simply get online and start making money the moment they get connected. The truth is, if you really want to make a substantial amount of money online, you are going to have to invest a little time and effort on your part.
If making money was as easy as logging on to the Internet, every one in the world would be sitting in their homes working online! You can make some serious money online but you will not make noticeable chunks of income unless you are a self-starter and can stay motivated.
A lot of people who work from home doing various online tasks to make income find themselves so caught up in the relaxed atmosphere that they set up for themselves, that they fail to actually work as much as they should. They become distracted, or form bad working habits of pushing off their work until later dates and times. They assume that since they are basically working for themselves they can slack off all the time.
The problem is, if you are not putting in the work and time needed to maintain a steady workload then you are not going to make money online fast. However, if you can stay motivated and have the drive to succeed and are willing to put in the necessary hours, then you will quickly discover that it is easy to make money online fast!
If making money was as easy as logging on to the Internet, every one in the world would be sitting in their homes working online! You can make some serious money online but you will not make noticeable chunks of income unless you are a self-starter and can stay motivated.
A lot of people who work from home doing various online tasks to make income find themselves so caught up in the relaxed atmosphere that they set up for themselves, that they fail to actually work as much as they should. They become distracted, or form bad working habits of pushing off their work until later dates and times. They assume that since they are basically working for themselves they can slack off all the time.
The problem is, if you are not putting in the work and time needed to maintain a steady workload then you are not going to make money online fast. However, if you can stay motivated and have the drive to succeed and are willing to put in the necessary hours, then you will quickly discover that it is easy to make money online fast!
Internet Money-Making Tips - Making Fast Money Online Isn't As Hard As it Sounds
Are you looking to make money online fast? Who isn't, right? Every day people from all backgrounds and economic classes are turning to the Internet in hopes of finding simple and proven methods of making money. The good new is: it's actually possible!
There are a variety of ways that a person can make money online fast. These include but are not limited to: writing articles, maintaining blogs, producing YouTube videos, completing online surveys, and even working as a personal assistant for an online company or individual. You can even work as a Moderator of a forum or website and make some online money.
Doing a simple web search on any of the above online jobs will provide you with thousands of websites that promise and advertise "big money" in little time. The problem is, not all of these websites are legitimate and not all of them provide payouts with financial compensation. Some only pay out with products or other types of rewards like entries into sweepstakes for the work you have done.
Therefore, if you really desire to make money online you will want to be sure to research each and every website and online job offer that you receive. You will want to do an online search and look for reviews of the companies that claim that you can make money online fast, to make sure that they are legitimate companies.
You can make money online fast in a variety of manners, but you must steer clear of fraudulent online companies and schemes that will result in you working without any form of compensation.
There are a variety of ways that a person can make money online fast. These include but are not limited to: writing articles, maintaining blogs, producing YouTube videos, completing online surveys, and even working as a personal assistant for an online company or individual. You can even work as a Moderator of a forum or website and make some online money.
Doing a simple web search on any of the above online jobs will provide you with thousands of websites that promise and advertise "big money" in little time. The problem is, not all of these websites are legitimate and not all of them provide payouts with financial compensation. Some only pay out with products or other types of rewards like entries into sweepstakes for the work you have done.
Therefore, if you really desire to make money online you will want to be sure to research each and every website and online job offer that you receive. You will want to do an online search and look for reviews of the companies that claim that you can make money online fast, to make sure that they are legitimate companies.
You can make money online fast in a variety of manners, but you must steer clear of fraudulent online companies and schemes that will result in you working without any form of compensation.
Have A Niche Above Others With Promotional Products
For a business to be successful business it requires a lot of activities and decision making. Plus, it also needs implementation of various marketing strategies at appropriate times. Among all marketing and advertising strategies, the positive effect of using promotional items can never be ignored. If promotional ideas are used in proper way they can propel your business towards new and towering heights. With the help of carefully selected and customised promotional items you can enhance brand visibility and brand recognition
Before you chalk out your promotional plan, do a little research about why you need it and for whom you need it. Get an idea about which promotional items are the best and which distribution techniques must be used for a successful promotional plan.
Here are some useful tips for you to consider:
Consider consumer’s viewpoint
In order to choose the most suitable promotional products for your company, put yourself in the shoes of the user for a moment. It is true that from the standpoint of a business owner, you need promotional items where your business name, logo, or slogan can be prominently displayed. On the other hand, as far as users are concerned, you need to choose promotional items that consumers want or will use frequently. What’s the use any promotional items that are of no use to the end user. While selecting some suitable promotional items, think of whether the promo item will be of practical use.
Choose the right promotional items
There are different types of promotional products such as shirts, sweaters, hats, pens, gadgets, koozies and cups which are used regularly used. Plus, these common items are something that most of the consumers buy for their households and nothing can be better if you can give them free of cost. This benefits both your business and the consumers. While these common items help you to promote your company’s name and logo, consumers find it a cost effective way to address a frequent need without spending on it.
When to use the promotional items
There must a genuine reason for giving promotional products to your colleagues or consumers. Thus, once you have a list of promotional items, you need to concentrate on how you wish to give them away. Suppose you have opened a new branch of your business in another city and you are planning to host a grand opening, then this can be the best time for using promotional items such as ink pens, magnets, cups, and hats. Otherwise you can give away free promotional items to those who make a purchase. This way you make a sale and also promote your business.
Lastly, use promotional items that prominently display your business name, slogan, or logo. And don’t forget to personalize all promotional items with your company’s name, logo or slogan. By doing you can rest assured that your promotional campaign is effective for months or even years.
Before you chalk out your promotional plan, do a little research about why you need it and for whom you need it. Get an idea about which promotional items are the best and which distribution techniques must be used for a successful promotional plan.
Here are some useful tips for you to consider:
Consider consumer’s viewpoint
In order to choose the most suitable promotional products for your company, put yourself in the shoes of the user for a moment. It is true that from the standpoint of a business owner, you need promotional items where your business name, logo, or slogan can be prominently displayed. On the other hand, as far as users are concerned, you need to choose promotional items that consumers want or will use frequently. What’s the use any promotional items that are of no use to the end user. While selecting some suitable promotional items, think of whether the promo item will be of practical use.
Choose the right promotional items
There are different types of promotional products such as shirts, sweaters, hats, pens, gadgets, koozies and cups which are used regularly used. Plus, these common items are something that most of the consumers buy for their households and nothing can be better if you can give them free of cost. This benefits both your business and the consumers. While these common items help you to promote your company’s name and logo, consumers find it a cost effective way to address a frequent need without spending on it.
When to use the promotional items
There must a genuine reason for giving promotional products to your colleagues or consumers. Thus, once you have a list of promotional items, you need to concentrate on how you wish to give them away. Suppose you have opened a new branch of your business in another city and you are planning to host a grand opening, then this can be the best time for using promotional items such as ink pens, magnets, cups, and hats. Otherwise you can give away free promotional items to those who make a purchase. This way you make a sale and also promote your business.
Lastly, use promotional items that prominently display your business name, slogan, or logo. And don’t forget to personalize all promotional items with your company’s name, logo or slogan. By doing you can rest assured that your promotional campaign is effective for months or even years.
How To Bring Motivated customers from the web to your store?
All businesses need to generate traffic, boost sales, get more appointments and increase referral business. Sales Incentives will motivate reward and retain customers and increase your sales dramatically. If you need a boost your sales, profits, referrals, etc but don't know what to do? You can use discount voucher as a tool to encourage current customers to come back sooner—and spend more with you.
By using discount voucher to attract more traffic and customers to your site is a sure fire way to win. With very low Cost and High Returns in this marketing approach.
Discount voucher, coupons and offers will entice qualified prospects to make their first visit to your store or site and increase the number of loyal customers who will consistently buy from you.
Discount vouchers, coupons or codes are simply codes which are to be entered online in the retailer website to claim discount on goods and services.
This tool will generate more walk-in customers with your current print ad efforts. Discount voucher or coupons will easily capture your customers’ interest so as to drive them to your store.
Vouchers not only will Increase your Sales and web Traffic it gives you the chance to make extra sales, and to get more people onto your mailing list, and even find new fans of your site or products.
Giving your customers Free discount voucher is a guaranteed way to increase leads or sales for your business!.
Some of the advantages for using Discount voucher to increase your sale attract more customers:
Discount voucher will entices qualified prospects to make their first visit to your store. Increase the number of loyal customers who consistently buy from you.
You will Save tons of money by using e-vouchers with no increase in your advertising costs. Increase your advertising response rate – guaranteed and effortlessly build a list of interested local customers – “warm leads” who want to spend their money at your store!
In fact, discount vouchers are issued by many retailers now as a means to increase sales and to gain advantage over their competitors. The retailers will get their discount voucher or coupons listed in various websites to get people into their store. You see, discount voucher or coupon gives people a reason to visit. To do this, business owners must offer valuable incentives to their prospective customer to motivate them to take a particular action.
By using discount voucher to attract more traffic and customers to your site is a sure fire way to win. With very low Cost and High Returns in this marketing approach.
Discount voucher, coupons and offers will entice qualified prospects to make their first visit to your store or site and increase the number of loyal customers who will consistently buy from you.
Discount vouchers, coupons or codes are simply codes which are to be entered online in the retailer website to claim discount on goods and services.
This tool will generate more walk-in customers with your current print ad efforts. Discount voucher or coupons will easily capture your customers’ interest so as to drive them to your store.
Vouchers not only will Increase your Sales and web Traffic it gives you the chance to make extra sales, and to get more people onto your mailing list, and even find new fans of your site or products.
Giving your customers Free discount voucher is a guaranteed way to increase leads or sales for your business!.
Some of the advantages for using Discount voucher to increase your sale attract more customers:
Discount voucher will entices qualified prospects to make their first visit to your store. Increase the number of loyal customers who consistently buy from you.
You will Save tons of money by using e-vouchers with no increase in your advertising costs. Increase your advertising response rate – guaranteed and effortlessly build a list of interested local customers – “warm leads” who want to spend their money at your store!
In fact, discount vouchers are issued by many retailers now as a means to increase sales and to gain advantage over their competitors. The retailers will get their discount voucher or coupons listed in various websites to get people into their store. You see, discount voucher or coupon gives people a reason to visit. To do this, business owners must offer valuable incentives to their prospective customer to motivate them to take a particular action.
Make Money With Acme People Search & GDI
Lets start with the people search engine. On its own it’s a fantastic money maker. Mainly because people search is such huge business. A third of all searches on Google and Yahoo are people search related. There are several revenue Streams including Clickbank, HD Publishing,and Reunion.com associated with this search engine. And this is just the beginning. This Program was created by a very smart man named Tissa Godavitarne.
Now lets talk about Global Domains International. GDI is actually a MLM or Multi Level Marketing Affiliate Program. Their product is Domain Names and Hosting which is only $10 per month with no setup fees.
Now this is the way it all works. As I said at the beginning, this is an affiliate program or opportunity. Once a person joins for free there is a three step setup process.
1, Affiliatize: This consist of joining Clickbank, HD Publishing,and Reunion.com then entering the Affiliate IDs in their appropriate spaces.
2, Monetize: This is where you’d join GDI and register a Domain Name for your search engine.
3, Advertise: This is where you’d set up advertising for the search engine with Tissa. The cost is $29 per month. However, you don’t start paying until you’ve reached at least $125.00 in commissions. You cant lose!
The real money will come when you refer others to this great program. Tissa will pay you Referral Fees whenever you refer Qualified Users who Affiliatize, Monetize, or Advertise their own niche search engines. If a referral maintains Step 1 for at least 30 days, he'll pay you $5.00. If your referral maintains Step 2 for at least 45 days, he'll pay you another $10.00. And if that referral maintains Step 3 for at least 65 days, he'll pay you ANOTHER $15.00. That's up to $30.00 per referral from me - PLUS a residual income stream from GDI!
GDI will pay $100.00 for every 5 referrals in a given week plus $1.00 per referral for five levels deep and infinitely wide for as long as they stay active. Many people are making several thousand dollars each and every month from using these programs and yes my business is growing very nicely if I do say so myself, and I do!
Now lets talk about Global Domains International. GDI is actually a MLM or Multi Level Marketing Affiliate Program. Their product is Domain Names and Hosting which is only $10 per month with no setup fees.
Now this is the way it all works. As I said at the beginning, this is an affiliate program or opportunity. Once a person joins for free there is a three step setup process.
1, Affiliatize: This consist of joining Clickbank, HD Publishing,and Reunion.com then entering the Affiliate IDs in their appropriate spaces.
2, Monetize: This is where you’d join GDI and register a Domain Name for your search engine.
3, Advertise: This is where you’d set up advertising for the search engine with Tissa. The cost is $29 per month. However, you don’t start paying until you’ve reached at least $125.00 in commissions. You cant lose!
The real money will come when you refer others to this great program. Tissa will pay you Referral Fees whenever you refer Qualified Users who Affiliatize, Monetize, or Advertise their own niche search engines. If a referral maintains Step 1 for at least 30 days, he'll pay you $5.00. If your referral maintains Step 2 for at least 45 days, he'll pay you another $10.00. And if that referral maintains Step 3 for at least 65 days, he'll pay you ANOTHER $15.00. That's up to $30.00 per referral from me - PLUS a residual income stream from GDI!
GDI will pay $100.00 for every 5 referrals in a given week plus $1.00 per referral for five levels deep and infinitely wide for as long as they stay active. Many people are making several thousand dollars each and every month from using these programs and yes my business is growing very nicely if I do say so myself, and I do!
Oakland granite countertop
Kitchen is very useful for your mothers house because the kitchen is like your second home, the kitchen and also add that the more love in your family with you because you make a cooking-tasty cuisine and of course that will make children and husband love you more on you, other than the impression that the kitchen should be beautiful in it's hold on the guard because the effect of the beautiful that will make you more comfortable in your kitchen and furniture in the kitchen should also be on guard and give the impression of beautiful tranquility that the higher you if you are in the your kitchen? Therefore to give the impression you are beautiful in the kitchen, you must immediately give the impression that with how beautiful you visit this place either Oakland granite countertop . With you come to this place so close to the comfort of life with you in the kitchen. Soon to come and visit it to this place either.
Cheap Rugs
Do you have a home? Whether you are confused on how to make your home look clean, beautiful, and luxurious?
I know the solution. Visit Cheap Rugs, a place where we can buy them online rugs. Of course, high-quality rugs with materials that can make our homes are clean, beautiful and luxurious and comfortable. This is already evident, is that many customers feel satisfied with their products. In addition to the online booking service which is very practical. Shipping is fast and the cheap price.
You can choose to share the type of rugs such as Area Rugs, and others.
I know the solution. Visit Cheap Rugs, a place where we can buy them online rugs. Of course, high-quality rugs with materials that can make our homes are clean, beautiful and luxurious and comfortable. This is already evident, is that many customers feel satisfied with their products. In addition to the online booking service which is very practical. Shipping is fast and the cheap price.
You can choose to share the type of rugs such as Area Rugs, and others.
Genuine Opportunity
Are you looking to earn some income from internet? Aren’t you jealous to see many internet gurus as they declared, earned thousands and hundred thousands of dollars++ every month even when they sleep or work for few hours per week? If your answer is YES then how about the following questions.
Is your bank account always close to zero before end of the month? Do you have bills keep piling every month? Do you have huge credit cards debts? Do you hate to say NO to your kids when they ask for something? Aren’t you sad that you can’t take your family for a nice vacation?
If ALL the answers are YES then we are in the same boat.
I am a single mom who earned income from check by check. Always my salary is not enough to provide for me and my three kids. We had to sacrifice a lot in order to have food on the table . I am lucky because my children understand my condition and they don’t demand for things that I can’t afford. After a while I felt sad for my family and decided to earn extra income so that our life especially my kids will be better.
I learned that through internet you can earn pretty income from home.
I am looking for work from home because I have to spend some of my time for my kids. They don’t have anybody else but me.
I was excited! I tried so many different programs from internet and I increased my debts with credit cards, but to my disappointment, most of the program was scam and some of them were empty promises. I felt so down and frustrated! I lost a lot of money and high debts and I come to a point that I can’t look back. My inspiration is my kids. If someone said that he is rich because of his income from internet then there must be an opportunity with online income.
I had to talk to myself everyday that I can do it. I also want to be rich through working online. I browse everyday to find a program that is;
Genuine, Provide a lot of support for you until you are success and most of ALL Price must be reasonable! NOT expensive. Especially now with the economic downfall, every single cents is precious for me!
I received a lot of email about working from home and earn a lot of money and blah blah….but I just not convince..
Accidentally, one day while browsing, God knows how, I came to this website. I read and read for few times and thanks to God that I was opened to try IT!
After two week on the program, I received my first income. I was excited! I duplicate my effort and I saw different result which is better than the first one!
And now after a year, my income is wonderful, I can quit my full-time job and concentrate on my online business.
My children are happy, this year I am going to take them for a vacation. I paid up ALL my debts and I know that there is something from internet that is tremendous.
My advice to everyone is that if you ever want to try business opportunity from internet, you should try this program. The program is genuine and YOU MUST take ACTION now. It is the:-
Fastest way to make money
Friendly system to newcomers
Affordable price
A lot of support group
Provide action plan for 60 days
Risk FREE for whole 2 months
This is a MUST try program but my advice to you that there is nothing easy in life. To gain something you have to work on it. Follow the action plan closely, do all that has to be done as plan YOU will surely see the result. Don’t give up easily.
Is your bank account always close to zero before end of the month? Do you have bills keep piling every month? Do you have huge credit cards debts? Do you hate to say NO to your kids when they ask for something? Aren’t you sad that you can’t take your family for a nice vacation?
If ALL the answers are YES then we are in the same boat.
I am a single mom who earned income from check by check. Always my salary is not enough to provide for me and my three kids. We had to sacrifice a lot in order to have food on the table . I am lucky because my children understand my condition and they don’t demand for things that I can’t afford. After a while I felt sad for my family and decided to earn extra income so that our life especially my kids will be better.
I learned that through internet you can earn pretty income from home.
I am looking for work from home because I have to spend some of my time for my kids. They don’t have anybody else but me.
I was excited! I tried so many different programs from internet and I increased my debts with credit cards, but to my disappointment, most of the program was scam and some of them were empty promises. I felt so down and frustrated! I lost a lot of money and high debts and I come to a point that I can’t look back. My inspiration is my kids. If someone said that he is rich because of his income from internet then there must be an opportunity with online income.
I had to talk to myself everyday that I can do it. I also want to be rich through working online. I browse everyday to find a program that is;
Genuine, Provide a lot of support for you until you are success and most of ALL Price must be reasonable! NOT expensive. Especially now with the economic downfall, every single cents is precious for me!
I received a lot of email about working from home and earn a lot of money and blah blah….but I just not convince..
Accidentally, one day while browsing, God knows how, I came to this website. I read and read for few times and thanks to God that I was opened to try IT!
After two week on the program, I received my first income. I was excited! I duplicate my effort and I saw different result which is better than the first one!
And now after a year, my income is wonderful, I can quit my full-time job and concentrate on my online business.
My children are happy, this year I am going to take them for a vacation. I paid up ALL my debts and I know that there is something from internet that is tremendous.
My advice to everyone is that if you ever want to try business opportunity from internet, you should try this program. The program is genuine and YOU MUST take ACTION now. It is the:-
Fastest way to make money
Friendly system to newcomers
Affordable price
A lot of support group
Provide action plan for 60 days
Risk FREE for whole 2 months
This is a MUST try program but my advice to you that there is nothing easy in life. To gain something you have to work on it. Follow the action plan closely, do all that has to be done as plan YOU will surely see the result. Don’t give up easily.
Wild SEO review
I would recommend Wild SEO • To all those people who are interested in earning money online with the help of search engine optimization • To all those people who want to know more about SEO and how they can earn money online, while working from home • To all those people who want to find out about different ways and methods in which search engine optimize session can help them to earn money online. Benefits and features of Wild SEO Anybody who is doing a little bit of Internet marketing knows that the first priority of a businessman out there is trying to get more traffic to his website. This is of course necessary in order that he can earn money online. This can be done by expert search engine optimization and you are going to get all this knowledge about how to go about it through Wild SEO. Benefits and features list of Wild SEO • You are going to have a membership feature, which is extremely well planned, focused upon search engine optimization. • You are going to learn everything about how you can Earn money online by doing excellent search engine optimization and reaching the top of the search engines. • You are going to learn all the simple tactics, which are so necessary for optimal search engine optimization which can be implemented extremely quickly and profitably. • You are going to get a detailed review of how you can Earn money online by giving a major traffic boost to all your websites out there. • There is a cutthroat competition going on out there, in matters of search engine ranking. Good search engine optimization is going to get you to the top of the pops. What do people have to say about Wild SEO? • I did not know that a little bit of judicious implementation of the tactics which were explained to me by Ben and Chris in their book Wild SEO could make my website number three in search engine rankings on Google and number two on Yahoo. Steve D. • This is amazing; I did not know earning money online was completely dependent upon search engine optimization. Thanks to their running me through the procedure of going one step at a time, I managed to know more about how I could get to top ranking, through good search engine optimization. My target audience is now coming straight to my website, and well, the results can be seen in my bank balance!- Harry S. • The moment I bought Wild SEO on the recommendation of a friend, I picked up a ball pen and began marking the most important parts. Multiple tactics to build up your web pages, do the right search engine optimization and keyword targeting, and get them listed upon the search engines out there real fast is a pretty cool idea. I think this is one of the best buys I have done in the past couple of years-Daniel R. Final Say about Wild SEO For anybody who is interested in top-quality search engine optimization so that his webpages can go straight to the top of the page rankings on the search engines, Wild SEO is going to tell him all about the ways and methods in which he can implement this. This is the most amazing and easiest way to Earn money online, especially when Wild SEO is so easy to read and follow.
WordPress Goldmine review
I would recommend the WordPress Goldmine • To all those people out there who are interested in earning money online. • To all those people who want to tap into the full potential of WordPress and use it for earning money online. • To all those people who want to look for easy ways in which they can earn money online. • For all those people who know little bit about WordPress, but do not know how to utilize it for making up profitable blogs. Benefits and details of WordPress Goldmine This amazing program is quite capable of telling you the different ways in which you can earn money online, in a very systematic and methodical manner. You are going to get a systematic guide, which is going to show you how you can translate your knowledge into income. Benefits and features list: • WordPress Goldmine starts with a guide. • It is also going to tell you all about how you can generate traffic to your website or to your blog, by making you go through a campaign for marketing and advertising purposes. You are going to know exactly what needs to be done, and when it has to be done. • You are also going to get a list of all the resources which you need to utilize effectively so that traffic comes to your blog or to your website. • Points, which allow you to keep your website on the top of the search engine rankings, without any extra money. This means that you are going to utilize keywords properly. Your job is to earn money online, through WordPress and this is what is going to be taught to you by WordPress Goldmine. What are people saying about the WordPress Goldmine? • This is one of the best things to be found in the market today for earning money online. WordPress is the best thing going, especially when you want to make your own blogs. You can imagine that all your earning is going to be on remotely controlled autopilot, especially when you are earning money online and you are not monitoring this system- ShebaT • I was under the impression that if you want to learn money online, especially when it happens to be a matter of WordPress, you have to go through the procedure of buying expensive software. I could not have been more mistaken. WordPress Goldmine took me through the pitfalls, which are the lot of a person who is chary about trying something new in the matter of earning money online. You can understand that I am on my way to starting my affiliate marketing business and empire! Thank you WordPress, thank you Mark-Gordon K. Final say about WordPress Goldmine • Mark Thompson is onto a clear winner here, especially when he is using one of the easiest ways to earn money online. Not only is the method scientific, but you are going to use WordPress, which is an established way to make your presence felt in the world of affiliate marketing, blogs and other marketing strategies. Price of WordPress Goldmine Grab this amazing e-book and learn all the strategies of earning money online, through the use of WordPress, at the cheap price of $67.
The Niche Choppers Power Program review
I would recommend the Niche Choppers Power Program
• To all those people who are interested in going into the business of Internet marketing.
• To all those people who want to know about selling clickbank products to make money online.
• People who want to know more about how to monetize info products and digital products.
• People want to know more about Internet marketing in the form often affiliate marketing, niche marketing, clickbank forums and web forums.
Benefits and features of the Niche Choppers Power Program
The Niche Choppers Power Program can be considered one of the easiest ways to make money online especially when you are promoting click bank products through Internet marketing and affiliate marketing. The Niche Choppers Power Program has a program for affiliates, as well as for people who are looking for niche marketing.
Benefits and features list of the Niche Choppers Power Program
• You are going to get plenty of information about how your Internet marketing learning curve in the matter of making money online and selling clickbank products can be increased to more than 900%
• You are going to get know more about campaigns for pre-launching
• You are going to make money online by selling a number of profitable clickbank products within the first couple of days of joining.
• You are going to get step by step training to set up your own Internet marketing website and business to make money online
• You are going to promote fast selling items in the shape of click bank products.
• You are going to join the clickbank forums so that you get to know all the tips and tricks of Internet marketing.
• You are going to make money online by going from affiliate marketing to Internet marketing publisher.
What do people have to say about the Niche Chopper
• To all those people who are interested in going into the business of Internet marketing.
• To all those people who want to know about selling clickbank products to make money online.
• People who want to know more about how to monetize info products and digital products.
• People want to know more about Internet marketing in the form often affiliate marketing, niche marketing, clickbank forums and web forums.
Benefits and features of the Niche Choppers Power Program
The Niche Choppers Power Program can be considered one of the easiest ways to make money online especially when you are promoting click bank products through Internet marketing and affiliate marketing. The Niche Choppers Power Program has a program for affiliates, as well as for people who are looking for niche marketing.
Benefits and features list of the Niche Choppers Power Program
• You are going to get plenty of information about how your Internet marketing learning curve in the matter of making money online and selling clickbank products can be increased to more than 900%
• You are going to get know more about campaigns for pre-launching
• You are going to make money online by selling a number of profitable clickbank products within the first couple of days of joining.
• You are going to get step by step training to set up your own Internet marketing website and business to make money online
• You are going to promote fast selling items in the shape of click bank products.
• You are going to join the clickbank forums so that you get to know all the tips and tricks of Internet marketing.
• You are going to make money online by going from affiliate marketing to Internet marketing publisher.
What do people have to say about the Niche Chopper
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Inflation in Economy
INTRODUCTION
DEFINATION OF INFLATION.
Understanding inflation is crucial to investing because inflation can reduce the value of investment returns. Inflation affects all aspects of the economy, from consumer spending, business investment and employment rates, to government programs, tax policies, and interest rates
What is Inflation?
‘Inflation is a sustained rise in overall price levels. Moderate inflation is associated with economic growth, while high inflation can signal an overheated economy’
‘OR’
‘The percentage increase in the price of goods and services, usually annually
causing purchasing power to fall’
Price increases powerfully assist in reducing demand and increasing supply
that inflation can be brought to a halt.
By defining inflation simplistically in terms of the current rate of price increases - economists, politicians, and others with vested interests in the continuance of the policies actually causing inflation can pretend that inflation doesn't exist or can minimize its extent for the long periods when inflationary forces manifest themselves in ways other than in pushing prices higher.
Inflation, measured by the Consumer Price Index and the Producer Price Index. But there are different types of inflation, depending on its cause. Here we examine cost-push inflation and demand-pull inflation.
Factors of Inflation
Inflation is defined as the rate (%) at which the general price level of goods and services is rising, This is different from a rise and fall in the price of a particular good or service. Individual prices rise and fall all the time in a market economy, reflecting consumer choices or preferences and changing costs. So if the cost of one item, say a particular model car, increases because demand for it is high, this is not considered inflation. Inflation occurs when most prices are rising by some degree across the whole economy. This is caused by four possible factors, each of which is related to basic economic principles of changes in supply and demand:
Increase in the money supply.
Decrease in the demand for money. decrease in the aggregate supply of goods and services.
Increase in the aggregate demand for goods and services.
In this look at what inflation is and how it works, we will ignore the effects of money supply on inflation and concentrate specifically on the effects of aggregate supply and demand: cost-push and demand-pull inflation.
Types of Inflation
There are two types of inflation.
*
Demand –Pull Inflation.
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Cost-Push I nflation.
Demand-Pull Inflation;
Demand-pull inflation arises when aggregate demand in an economy outpaces aggregate supply. It involves inflation rising as real gross domestic product rises and unemployment falls, as the economy moves along the Phillips curve. This is commonly described as "too much money chasing too few goods". since only money that is spent on goods and services can cause inflation. This would not be expected to persist over time due to increases in supply, unless the economy is already at a full employment level.
Demand-pull inflation occurs when there is an increase in aggregate demand, categorized by the four sections of the macroeconomy: households, businesses, governments and foreign buyers. When these four sectors concurrently want to purchase more output than the economy can produce, they compete to purchase limited amounts of goods and services. Buyers in essence “bid prices up”, causing inflation.
Demand-pull inflation explains why certain items or services rise in price even when they appear to be in plentiful supply. A booming economy means that factories are hiring more workers and those workers are producing more products. However, these additional employees are also earning more money and want to spend that money on products they may not have able to afford while unemployed or underemployed. Because the demand for these products rises but the supply cannot be increased fast enough to meet it, the price of the products often rises. This price rise during seemingly strong economic times is called demand-pull inflation by those who ascribe to the Keynesian economics model.
Factors Pulling Prices Up
The increase in aggregate demand that causes demand-pull inflation can be the result of various economic dynamics. For example, an increase in government purchases can increase aggregate demand, thus pulling up prices. Another factor can be the depreciation of local exchange rates, which raises the price of imports and, for foreigners, reduces the price of exports. As a result, the purchasing of imports decreases while the buying of exports by foreigners increases, thereby raising the overall level of aggregate demand (we are assuming aggregate supply cannot keep up with aggregate demand as a result of full employment in the economy). Rapid overseas growth can also ignite an increase in demand as more exports are consumed by foreigners. Finally, if government reduces taxes, households are left with more disposable income in their pockets. This in turn leads to increased consumer spending, thus increasing aggregate demand and eventually causing demand-pull inflation. The results of reduced taxes can lead also to growing consumer confidence in the local economy, which further increases aggregate demand.
Cost-Push Inflation
Aggregate supply is the total volume of goods and services produced by an economy at a given price level. When there is a decrease in the aggregate supply of goods and services stemming from an increase in the cost of production, we have cost-push inflation. Cost-push inflation basically means that prices have been “pushed up” by increases in costs of any of the four factors of production (labor, capital, land or entrepreneurship) when companies are already running at full production capacity. With higher production costs and productivity maximized, companies cannot maintain profit margins by producing the same amounts of goods and services. As a result, the increased costs are passed on to consumers, causing a rise in the general price level (inflation).
Production Costs
To understand better their effect on inflation, let’s take a look into how and why production costs can change. A company may need to increases wages if laborers demand higher salaries (due to increasing prices and thus cost of living) or if labor becomes more specialized. If the cost of labor, a factor of production, increases, the company has to allocate more resources to pay for the creation of its goods or services. To continue to maintain (or increase) profit margins, the company passes the increased costs of production on to the consumer, making retail prices higher. Along with increasing sales, increasing prices is a way for companies to constantly increase their bottom lines and essentially grow. Another factor that can cause increases in production costs is a rise in the price of raw materials. This could occur because of scarcity of raw materials, an increase in the cost of labor and/or an increase in the cost of importing raw materials and labor (if the they are overseas), which is caused by a depreciation in their home currency. The government may also increase taxes to cover higher fuel and energy costs, forcing companies to allocate more resources to paying taxes.
A situation that has been often cited of this was the oil crisis of the 1970s, which some economists see as a major cause of the inflation experienced in the Western world in that decade. It is argued that this inflation resulted from increases in the cost of petroleum imposed by the member states of OPEC. Since petroleum is so important to industrialized economies, a large increase in its price can lead to the increase in the price of most products, raising the inflation rate. This can raise the normal or built-in inflation rate, reflecting adaptive expectations and the price/wage spiral, so that a supply shock can have persistent effects.
Deflation And Disinflation.
Deflation;
What is Deflation
In common usage deflation is generally considered to be "falling prices". But there is much more to it than that. Often people confuse deflation with disinflation or with Depression (as in "the Great Depression"). These three terms are related but not synonymous.
The definition of Deflation is "a decline in general price levels, often caused by a reduction in the supply of money or credit. Deflation can also be brought about by direct contractions in spending, either in the form of a reduction in government spending, personal spending or investment spending. Deflation has often had the side effect of increasing unemployment in an economy, since the process often leads to a lower level of demand in the economy. The opposite of inflation."
What Causes Deflation?
Although everything said above is true it doesn't present the true nature of deflation. It tries to define it by presenting several possible causes. For a true understanding of both Inflation and Deflation we need to understand Supply and Demand. Just like every other commodity there is a supply of and a demand for "Money".
In this article I am not going to address the issues of what true money is, for the sake of this article we will assume money is simply something other people are willing to accept in exchange for goods or services.
Price levels are the direct result of the relationship between the supply and the demand for any given item. But the value of the money used to pay for those items is also subject to the same relationship.
For the sake of simplicity let's assume that we are on an island and there are ten equally desirable goods in our universe and ten $1.00 bills available to purchase them with. We can safely assume that each item will end up costing $1.00 each.
If the quantity of money increases to $20 (without increasing the quantity of goods) the price of the goods will increase to $2.00 - that is inflation.
If, however, the quantity of money decreases to $5.00 the price will fall to 50¢ (deflation). This is what the first part of the above definition is referring to. The money supply can also be reduced if someone on our island hoards half of it and refuses to spend it on anything no matter what. This is the second part of the definition (reduction in spending).
So far we have only looked at part of the equation, the supply of money. But what happens if the quantity of goods available increases? What if instead of having ten items we build ten more? We now have twenty items and only $10. 00 so once again each item is worth 50¢.
This form of deflation is the good type. Everyone assumes that deflation is bad because the last major deflation that we had was during the "Great Depression" so deflation and Depression are synonymous in many peoples minds. In actuality if prices go down because the goods can be manufactured more cheaply this ends up increasing everyone's wealth.
This is exactly what happened in the late 1990s , with cheap productivity available from former Communist countries the quantity of goods is increased while the money supply increased at a slower rate.
what about Demand?
What about the demand for goods? If everyone on our island already has one of the items available and no one needs any more, naturally the price will also fall as sellers try to find someone to take them off their hands.
So far we have dealt with the supply of money, the supply of goods and the demand for goods, but what about the demand for money?
Is it possible that the demand for money could increase or decrease? Generally, the demand for money is measured by how much people are willing to pay to borrow it (i.e. interest rates). If inflation is high, interest rates will have to be higher to compensate for the loss of purchasing power. But also if the demand for money rises banks can charge more to loan it. Conversely, if the demand for money falls interest rates will also fall.
Disinflation.
. Often people confuse disinflation with deflation. Perhaps because they think disinflation is the opposite of inflation.
This however is not the case, in some ways disinflation is kind of like baby inflation. In disinflation, prices have not fallen which would be the opposite of rising prices they have simply stopped rising as fast as they once were.
"Disinflation" means that prices are not rising as fast as they once were
Inflation is measured by an index called the "consumer price index" and the percentage change in this index from one year to the next is commonly called the inflation rate. This is a measure of price inflation
Exmple. if the inflation rate is 5% one month (for the previous 12 months) and the following month it drops to 4% (for the previous 12 months) we have experienced 1% disinflation.
Note that 11 of the monthly periods in this example overlap so the major difference occurred between the first month of the first period and the last month of the second period..
Deflation on the other hand is where prices have stopped rising altogether and are actually falling. So in our example we had an inflation rate of 5% when the rate dropped to 4% we had disinflation and if it dropped all the way to a negative 1% (-1%) we would then have deflation.
Recently we have experienced deflation in the price of gasoline as it went from over $4.00/gal down to $2.00/gal. we have had 50% deflation in the price of gasoline.
Spotting disinflation in the real world is much more difficult. If the price of gasoline was $4.00 one month and $4.40 the following month we could recognize a monthly inflation rate of 10%.
If the following month the price was $4.62 we would say prices inflated by 5% this month because they were up 5%. We wouldn't say that they disinflated by 5% because they rose 5% less than the month before.
STAGFLATION.
Stagflation- What is it? And why is it so Bad?
Stagflation
The simple definition of Stagflation is a "stagnant economy coupled with price inflation".
In other words, in stagflation prices are going up while the economy is going down. The word was coined during the inflationary period of the 1970's.
Under normal conditions one would expect inflation to heat up the economy. That is one reason the FED generally increases interest rates during periods of higher inflation. This helps to cool the economy and prevent inflation from spiraling out of control.
the primary cause of inflation is an increase in the money supply.
So clamping down on interest rates is kind of like stomping on the accelerator with one foot (increasing the money supply) and stomping on the brakes with the other (increasing interest rates).
The net effect is not good for your car. In the same way it doesn't help the economy either. But we digress (back to stagflation).
Remember, under normal circumstances increasing inflation equals an increasing economy as all that new money begins flowing around.
But in the 1970's we saw something unusual, inflation and a recession at the same time. This was so unusual that they coined a new term "stagflation" to describe the situation.
Basically, what happened in stagflation was that there was plenty of liquidity in the system and people were spending money as quickly as they got it because prices were going up quickly, (price inflation).
But the rapid price increases in the price of oil caused many businesses to become unprofitable, so they began laying off workers. This threw the economy into a tailspin as unemployment grew in spite of an increase in the money supply.
The end result was stagflation, i.e. price inflation and high unemployment and a disastrous economy. Finally, the FED cut the money supply, oil prices moderated, and the economy was able to get back on it's feet.
The major problem with stagflation is that the normal methods of increasing interest rates doesn't help the situation. The only reason it helps in times of high economic activity is because it slows the "velocity of money" or the speed at which it changes hands.
In contrast, when the economy is weak the standard medicine administered by the FED is to lower interest rates to stimulate the economy. Unfortunately, it is impossible to stimulate the economy by lowering rates while simultaneously fighting inflation by raising rates.
So there is the catch. What do you do in Stagflation? Well at this point the Government is forced to face the real problem (which isn't interest rates at all but the money supply). It has to reduce the money supply and get the economy back on a firm footing.
That is what finally happened in the early 1980's and that is what is happening now, although not by choice as the market collapses and banks fail the money supply and the velocity of money is contracting.
The current situation is a result of years of inflation because low foreign wages and high demand for US paper debt, were able to keep a cap on our inflation. But finally higher oil prices are igniting the old fires of inflation while the sub-prime mess is unraveling the economy placing us in much the same situation as in the 1970s.
Unfortunately, currently the FED is still in denial about the stagflation situation and is trying to lower interest rates and increase the money supply by using massive bailouts, to fight the stalling economy and it isn't doing very well.
Effects of inflation
The negative impacts of inflation are as follows,
Inflation destroys the assumption that money is stable which is the basis of classic accountancy.]
Cost-push inflation: Rising inflation can prompt trade unions to demand higher wages, to keep up with consumer prices. Rising wages in turn can help fuel inflation.
Hoarding: people buy consumer durables as stores of wealth in the absence of viable alternatives as a means of getting rid of excess cash before it is devalued, creating shortages of the hoarded objects.
Hyperinflatnion: if inflation gets totally out of control (in the upward direction), it can grossly interfere with the normal workings of the economy, hurting its ability to supply.
Allocative efficiency: a change in the supply or demand for a good will normally cause its price to change, signalling to buyers and sellers that they should re-allocate resources in response to the new market conditions. But when prices are constantly changing due to inflation, genuine price signals get lost in the noise, so agents are slow to respond to them. The result is a loss of allocative efficiency.
Shoe leather cost: High inflation increases the opportunity cost of holding cash balances and can induce people to hold a greater portion of their assets in interest paying accounts.
Menu costs: With high inflation, firms must change their prices often in order to keep up with economy wide changes. But often changing prices is itself a costly activity whether explicitly, as with the need to print new menus, or implicitly.
POSITIVES EFFECTS.
Some possibly positive effects of (moderate) inflation include:
Labor Market Adjustments: Keynesians believe that nominal wages are slow to adjust downwards. This can lead to prolonged disequilibrium and high unemployment in the labor market. Since inflation would lower the real wage if nominal wages are kept constant, Keynesian argue that some inflation is good for the economy, as it would allow labor markets to reach equilibrium faster.
Room to maneuver: The primary tools for controlling the money supply are the ability to set the discount rate, the rate at which banks can borrow from the central bank, and open market operations which are the central bank's interventions into the bonds market with the aim of affecting the nominal interest rate. If an economy finds itself in a recession with already low, or even zero, nominal interest rates, then the bank cannot cut these rates further (since negative nominal interest rates are impossible) in order to stimulate the economy - this situation is known as a liquidity trap. A moderate level of inflation tends to ensure that nominal interest rates stay sufficiently above zero so that if the need arises the bank can cut the nominal interest rate.
Tobin effect: The Nobel prize winning economist James Tobin at one point had argued that a moderate level of inflation can increase investment in an economy leading to faster growth or at least higher steady state level of income. This is due to the fact that inflation lowers the return on monetary.
ROLE OF FISCAL AND MONETRY POLIES IN CONTROLLING INFLATION;
FISCAL POLICY;
Fiscal policy is concerned with following instrument.
*
Government Expenditure
*
Taxes
*
Deficit financing.
*
Subsidies.
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Transfer payment.
Government control inflation by using these instruments.it do it by increasing taxes,and by decreasing expenditure,transfer of payments.
MONETRY POLICY;
This policy contains those methods which physically affect the amount of credit creation in the economy they are as,
*
Changes in the bank rate policy.
The rate at which central bank of the country gives loan to commercial bank known as bank rate.Central bank increase this ratio to control inflation
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Open market operation
Under this operation central bank sells the government securities to control inflation
*
Changes in reserve requirement
Commercial bank has to keep certain proportion of its deposits with central bank to control inflation central bank increase this ratio
INFLATION IN ASIA.
Asian inflation has risen sharply but could begin to peak in Q3 2008. Inflation rates in key Asian economies have risen to levels not seen in years. The CPI in Vietnam, Sri Lanka and Pakistan has risen to almost 30% yoy while in the Philippines, Indonesia, and India it is in the lower double-digits. Countries such as China, Singapore, and Thailand are also seeing headline CPI near 10%.
We expect inflation to remain at elevated levels over the medium term, A recent business survey conducted by the Economist Intelligence Unit found that employers from China and Southeast Asia cited the shortage of qualified personnel as their number one business concern. Anecdotal evidence suggests that within 5 years, western-style salaries may be required in developing Asia to attract talent.
More affluent Asian consumers are pushing commodity prices higher. l. Demand is expected to continue to rise in developing Asian economies that have large “catch-up” potential in food and meat consumption. For instance, China’s meat consumption is currently only 20% of the per-capita meat consumption in the US. Most agricultural commodities have not reached their all-time highs so there is still significant headroom for prices to continue to rise.
Tighter monetary policy ahead. Some central banks in Asia have already been raising interest rates (India, Indonesia, Philippines, Pakistan, Taiwan, Thailand, Vietnam) and more are expected to follow suit. This is partly due to negative real interest rates..
Growth slowdown in 2008 (to continue into 2009?). Higher interest rates in 2008 are likely to have a negative impact on real GDP growth via lower growth in investment and consumption. We expect the slowdown in 2008 to be relatively manageable for most NJA economies, cushioned by accumulated FX reserves and fiscal surpluses for several countries. Real GDP growth in 2009 should stay fairly resilient compared with the 2008 level. Inflation expectations are still well anchored. Theoretically, substantially higher inflation expectations might even increase today’s consumption because consumers fear further losses in purchasing power.
Conclusion
Inflation is one of the obstacles on the way of development. In Pakistan, it has squeezed the major part of the population. It needs to be controlled by strategic planning. Domestic production should be encouraged instead of imports; investment should be given preference in consumer goods instead of luxuries, Agriculture sector should be given subsidies, foreign investment should be attracted, and developed countries should be requested for financial and managerial assistance. And lastly a strong monitoring system should be established on different levels in order to have a sound evaluation of the process at every stage.
DEFINATION OF INFLATION.
Understanding inflation is crucial to investing because inflation can reduce the value of investment returns. Inflation affects all aspects of the economy, from consumer spending, business investment and employment rates, to government programs, tax policies, and interest rates
What is Inflation?
‘Inflation is a sustained rise in overall price levels. Moderate inflation is associated with economic growth, while high inflation can signal an overheated economy’
‘OR’
‘The percentage increase in the price of goods and services, usually annually
causing purchasing power to fall’
Price increases powerfully assist in reducing demand and increasing supply
that inflation can be brought to a halt.
By defining inflation simplistically in terms of the current rate of price increases - economists, politicians, and others with vested interests in the continuance of the policies actually causing inflation can pretend that inflation doesn't exist or can minimize its extent for the long periods when inflationary forces manifest themselves in ways other than in pushing prices higher.
Inflation, measured by the Consumer Price Index and the Producer Price Index. But there are different types of inflation, depending on its cause. Here we examine cost-push inflation and demand-pull inflation.
Factors of Inflation
Inflation is defined as the rate (%) at which the general price level of goods and services is rising, This is different from a rise and fall in the price of a particular good or service. Individual prices rise and fall all the time in a market economy, reflecting consumer choices or preferences and changing costs. So if the cost of one item, say a particular model car, increases because demand for it is high, this is not considered inflation. Inflation occurs when most prices are rising by some degree across the whole economy. This is caused by four possible factors, each of which is related to basic economic principles of changes in supply and demand:
Increase in the money supply.
Decrease in the demand for money. decrease in the aggregate supply of goods and services.
Increase in the aggregate demand for goods and services.
In this look at what inflation is and how it works, we will ignore the effects of money supply on inflation and concentrate specifically on the effects of aggregate supply and demand: cost-push and demand-pull inflation.
Types of Inflation
There are two types of inflation.
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Demand –Pull Inflation.
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Cost-Push I nflation.
Demand-Pull Inflation;
Demand-pull inflation arises when aggregate demand in an economy outpaces aggregate supply. It involves inflation rising as real gross domestic product rises and unemployment falls, as the economy moves along the Phillips curve. This is commonly described as "too much money chasing too few goods". since only money that is spent on goods and services can cause inflation. This would not be expected to persist over time due to increases in supply, unless the economy is already at a full employment level.
Demand-pull inflation occurs when there is an increase in aggregate demand, categorized by the four sections of the macroeconomy: households, businesses, governments and foreign buyers. When these four sectors concurrently want to purchase more output than the economy can produce, they compete to purchase limited amounts of goods and services. Buyers in essence “bid prices up”, causing inflation.
Demand-pull inflation explains why certain items or services rise in price even when they appear to be in plentiful supply. A booming economy means that factories are hiring more workers and those workers are producing more products. However, these additional employees are also earning more money and want to spend that money on products they may not have able to afford while unemployed or underemployed. Because the demand for these products rises but the supply cannot be increased fast enough to meet it, the price of the products often rises. This price rise during seemingly strong economic times is called demand-pull inflation by those who ascribe to the Keynesian economics model.
Factors Pulling Prices Up
The increase in aggregate demand that causes demand-pull inflation can be the result of various economic dynamics. For example, an increase in government purchases can increase aggregate demand, thus pulling up prices. Another factor can be the depreciation of local exchange rates, which raises the price of imports and, for foreigners, reduces the price of exports. As a result, the purchasing of imports decreases while the buying of exports by foreigners increases, thereby raising the overall level of aggregate demand (we are assuming aggregate supply cannot keep up with aggregate demand as a result of full employment in the economy). Rapid overseas growth can also ignite an increase in demand as more exports are consumed by foreigners. Finally, if government reduces taxes, households are left with more disposable income in their pockets. This in turn leads to increased consumer spending, thus increasing aggregate demand and eventually causing demand-pull inflation. The results of reduced taxes can lead also to growing consumer confidence in the local economy, which further increases aggregate demand.
Cost-Push Inflation
Aggregate supply is the total volume of goods and services produced by an economy at a given price level. When there is a decrease in the aggregate supply of goods and services stemming from an increase in the cost of production, we have cost-push inflation. Cost-push inflation basically means that prices have been “pushed up” by increases in costs of any of the four factors of production (labor, capital, land or entrepreneurship) when companies are already running at full production capacity. With higher production costs and productivity maximized, companies cannot maintain profit margins by producing the same amounts of goods and services. As a result, the increased costs are passed on to consumers, causing a rise in the general price level (inflation).
Production Costs
To understand better their effect on inflation, let’s take a look into how and why production costs can change. A company may need to increases wages if laborers demand higher salaries (due to increasing prices and thus cost of living) or if labor becomes more specialized. If the cost of labor, a factor of production, increases, the company has to allocate more resources to pay for the creation of its goods or services. To continue to maintain (or increase) profit margins, the company passes the increased costs of production on to the consumer, making retail prices higher. Along with increasing sales, increasing prices is a way for companies to constantly increase their bottom lines and essentially grow. Another factor that can cause increases in production costs is a rise in the price of raw materials. This could occur because of scarcity of raw materials, an increase in the cost of labor and/or an increase in the cost of importing raw materials and labor (if the they are overseas), which is caused by a depreciation in their home currency. The government may also increase taxes to cover higher fuel and energy costs, forcing companies to allocate more resources to paying taxes.
A situation that has been often cited of this was the oil crisis of the 1970s, which some economists see as a major cause of the inflation experienced in the Western world in that decade. It is argued that this inflation resulted from increases in the cost of petroleum imposed by the member states of OPEC. Since petroleum is so important to industrialized economies, a large increase in its price can lead to the increase in the price of most products, raising the inflation rate. This can raise the normal or built-in inflation rate, reflecting adaptive expectations and the price/wage spiral, so that a supply shock can have persistent effects.
Deflation And Disinflation.
Deflation;
What is Deflation
In common usage deflation is generally considered to be "falling prices". But there is much more to it than that. Often people confuse deflation with disinflation or with Depression (as in "the Great Depression"). These three terms are related but not synonymous.
The definition of Deflation is "a decline in general price levels, often caused by a reduction in the supply of money or credit. Deflation can also be brought about by direct contractions in spending, either in the form of a reduction in government spending, personal spending or investment spending. Deflation has often had the side effect of increasing unemployment in an economy, since the process often leads to a lower level of demand in the economy. The opposite of inflation."
What Causes Deflation?
Although everything said above is true it doesn't present the true nature of deflation. It tries to define it by presenting several possible causes. For a true understanding of both Inflation and Deflation we need to understand Supply and Demand. Just like every other commodity there is a supply of and a demand for "Money".
In this article I am not going to address the issues of what true money is, for the sake of this article we will assume money is simply something other people are willing to accept in exchange for goods or services.
Price levels are the direct result of the relationship between the supply and the demand for any given item. But the value of the money used to pay for those items is also subject to the same relationship.
For the sake of simplicity let's assume that we are on an island and there are ten equally desirable goods in our universe and ten $1.00 bills available to purchase them with. We can safely assume that each item will end up costing $1.00 each.
If the quantity of money increases to $20 (without increasing the quantity of goods) the price of the goods will increase to $2.00 - that is inflation.
If, however, the quantity of money decreases to $5.00 the price will fall to 50¢ (deflation). This is what the first part of the above definition is referring to. The money supply can also be reduced if someone on our island hoards half of it and refuses to spend it on anything no matter what. This is the second part of the definition (reduction in spending).
So far we have only looked at part of the equation, the supply of money. But what happens if the quantity of goods available increases? What if instead of having ten items we build ten more? We now have twenty items and only $10. 00 so once again each item is worth 50¢.
This form of deflation is the good type. Everyone assumes that deflation is bad because the last major deflation that we had was during the "Great Depression" so deflation and Depression are synonymous in many peoples minds. In actuality if prices go down because the goods can be manufactured more cheaply this ends up increasing everyone's wealth.
This is exactly what happened in the late 1990s , with cheap productivity available from former Communist countries the quantity of goods is increased while the money supply increased at a slower rate.
what about Demand?
What about the demand for goods? If everyone on our island already has one of the items available and no one needs any more, naturally the price will also fall as sellers try to find someone to take them off their hands.
So far we have dealt with the supply of money, the supply of goods and the demand for goods, but what about the demand for money?
Is it possible that the demand for money could increase or decrease? Generally, the demand for money is measured by how much people are willing to pay to borrow it (i.e. interest rates). If inflation is high, interest rates will have to be higher to compensate for the loss of purchasing power. But also if the demand for money rises banks can charge more to loan it. Conversely, if the demand for money falls interest rates will also fall.
Disinflation.
. Often people confuse disinflation with deflation. Perhaps because they think disinflation is the opposite of inflation.
This however is not the case, in some ways disinflation is kind of like baby inflation. In disinflation, prices have not fallen which would be the opposite of rising prices they have simply stopped rising as fast as they once were.
"Disinflation" means that prices are not rising as fast as they once were
Inflation is measured by an index called the "consumer price index" and the percentage change in this index from one year to the next is commonly called the inflation rate. This is a measure of price inflation
Exmple. if the inflation rate is 5% one month (for the previous 12 months) and the following month it drops to 4% (for the previous 12 months) we have experienced 1% disinflation.
Note that 11 of the monthly periods in this example overlap so the major difference occurred between the first month of the first period and the last month of the second period..
Deflation on the other hand is where prices have stopped rising altogether and are actually falling. So in our example we had an inflation rate of 5% when the rate dropped to 4% we had disinflation and if it dropped all the way to a negative 1% (-1%) we would then have deflation.
Recently we have experienced deflation in the price of gasoline as it went from over $4.00/gal down to $2.00/gal. we have had 50% deflation in the price of gasoline.
Spotting disinflation in the real world is much more difficult. If the price of gasoline was $4.00 one month and $4.40 the following month we could recognize a monthly inflation rate of 10%.
If the following month the price was $4.62 we would say prices inflated by 5% this month because they were up 5%. We wouldn't say that they disinflated by 5% because they rose 5% less than the month before.
STAGFLATION.
Stagflation- What is it? And why is it so Bad?
Stagflation
The simple definition of Stagflation is a "stagnant economy coupled with price inflation".
In other words, in stagflation prices are going up while the economy is going down. The word was coined during the inflationary period of the 1970's.
Under normal conditions one would expect inflation to heat up the economy. That is one reason the FED generally increases interest rates during periods of higher inflation. This helps to cool the economy and prevent inflation from spiraling out of control.
the primary cause of inflation is an increase in the money supply.
So clamping down on interest rates is kind of like stomping on the accelerator with one foot (increasing the money supply) and stomping on the brakes with the other (increasing interest rates).
The net effect is not good for your car. In the same way it doesn't help the economy either. But we digress (back to stagflation).
Remember, under normal circumstances increasing inflation equals an increasing economy as all that new money begins flowing around.
But in the 1970's we saw something unusual, inflation and a recession at the same time. This was so unusual that they coined a new term "stagflation" to describe the situation.
Basically, what happened in stagflation was that there was plenty of liquidity in the system and people were spending money as quickly as they got it because prices were going up quickly, (price inflation).
But the rapid price increases in the price of oil caused many businesses to become unprofitable, so they began laying off workers. This threw the economy into a tailspin as unemployment grew in spite of an increase in the money supply.
The end result was stagflation, i.e. price inflation and high unemployment and a disastrous economy. Finally, the FED cut the money supply, oil prices moderated, and the economy was able to get back on it's feet.
The major problem with stagflation is that the normal methods of increasing interest rates doesn't help the situation. The only reason it helps in times of high economic activity is because it slows the "velocity of money" or the speed at which it changes hands.
In contrast, when the economy is weak the standard medicine administered by the FED is to lower interest rates to stimulate the economy. Unfortunately, it is impossible to stimulate the economy by lowering rates while simultaneously fighting inflation by raising rates.
So there is the catch. What do you do in Stagflation? Well at this point the Government is forced to face the real problem (which isn't interest rates at all but the money supply). It has to reduce the money supply and get the economy back on a firm footing.
That is what finally happened in the early 1980's and that is what is happening now, although not by choice as the market collapses and banks fail the money supply and the velocity of money is contracting.
The current situation is a result of years of inflation because low foreign wages and high demand for US paper debt, were able to keep a cap on our inflation. But finally higher oil prices are igniting the old fires of inflation while the sub-prime mess is unraveling the economy placing us in much the same situation as in the 1970s.
Unfortunately, currently the FED is still in denial about the stagflation situation and is trying to lower interest rates and increase the money supply by using massive bailouts, to fight the stalling economy and it isn't doing very well.
Effects of inflation
The negative impacts of inflation are as follows,
Inflation destroys the assumption that money is stable which is the basis of classic accountancy.]
Cost-push inflation: Rising inflation can prompt trade unions to demand higher wages, to keep up with consumer prices. Rising wages in turn can help fuel inflation.
Hoarding: people buy consumer durables as stores of wealth in the absence of viable alternatives as a means of getting rid of excess cash before it is devalued, creating shortages of the hoarded objects.
Hyperinflatnion: if inflation gets totally out of control (in the upward direction), it can grossly interfere with the normal workings of the economy, hurting its ability to supply.
Allocative efficiency: a change in the supply or demand for a good will normally cause its price to change, signalling to buyers and sellers that they should re-allocate resources in response to the new market conditions. But when prices are constantly changing due to inflation, genuine price signals get lost in the noise, so agents are slow to respond to them. The result is a loss of allocative efficiency.
Shoe leather cost: High inflation increases the opportunity cost of holding cash balances and can induce people to hold a greater portion of their assets in interest paying accounts.
Menu costs: With high inflation, firms must change their prices often in order to keep up with economy wide changes. But often changing prices is itself a costly activity whether explicitly, as with the need to print new menus, or implicitly.
POSITIVES EFFECTS.
Some possibly positive effects of (moderate) inflation include:
Labor Market Adjustments: Keynesians believe that nominal wages are slow to adjust downwards. This can lead to prolonged disequilibrium and high unemployment in the labor market. Since inflation would lower the real wage if nominal wages are kept constant, Keynesian argue that some inflation is good for the economy, as it would allow labor markets to reach equilibrium faster.
Room to maneuver: The primary tools for controlling the money supply are the ability to set the discount rate, the rate at which banks can borrow from the central bank, and open market operations which are the central bank's interventions into the bonds market with the aim of affecting the nominal interest rate. If an economy finds itself in a recession with already low, or even zero, nominal interest rates, then the bank cannot cut these rates further (since negative nominal interest rates are impossible) in order to stimulate the economy - this situation is known as a liquidity trap. A moderate level of inflation tends to ensure that nominal interest rates stay sufficiently above zero so that if the need arises the bank can cut the nominal interest rate.
Tobin effect: The Nobel prize winning economist James Tobin at one point had argued that a moderate level of inflation can increase investment in an economy leading to faster growth or at least higher steady state level of income. This is due to the fact that inflation lowers the return on monetary.
ROLE OF FISCAL AND MONETRY POLIES IN CONTROLLING INFLATION;
FISCAL POLICY;
Fiscal policy is concerned with following instrument.
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Government Expenditure
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Taxes
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Deficit financing.
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Subsidies.
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Transfer payment.
Government control inflation by using these instruments.it do it by increasing taxes,and by decreasing expenditure,transfer of payments.
MONETRY POLICY;
This policy contains those methods which physically affect the amount of credit creation in the economy they are as,
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Changes in the bank rate policy.
The rate at which central bank of the country gives loan to commercial bank known as bank rate.Central bank increase this ratio to control inflation
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Open market operation
Under this operation central bank sells the government securities to control inflation
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Changes in reserve requirement
Commercial bank has to keep certain proportion of its deposits with central bank to control inflation central bank increase this ratio
INFLATION IN ASIA.
Asian inflation has risen sharply but could begin to peak in Q3 2008. Inflation rates in key Asian economies have risen to levels not seen in years. The CPI in Vietnam, Sri Lanka and Pakistan has risen to almost 30% yoy while in the Philippines, Indonesia, and India it is in the lower double-digits. Countries such as China, Singapore, and Thailand are also seeing headline CPI near 10%.
We expect inflation to remain at elevated levels over the medium term, A recent business survey conducted by the Economist Intelligence Unit found that employers from China and Southeast Asia cited the shortage of qualified personnel as their number one business concern. Anecdotal evidence suggests that within 5 years, western-style salaries may be required in developing Asia to attract talent.
More affluent Asian consumers are pushing commodity prices higher. l. Demand is expected to continue to rise in developing Asian economies that have large “catch-up” potential in food and meat consumption. For instance, China’s meat consumption is currently only 20% of the per-capita meat consumption in the US. Most agricultural commodities have not reached their all-time highs so there is still significant headroom for prices to continue to rise.
Tighter monetary policy ahead. Some central banks in Asia have already been raising interest rates (India, Indonesia, Philippines, Pakistan, Taiwan, Thailand, Vietnam) and more are expected to follow suit. This is partly due to negative real interest rates..
Growth slowdown in 2008 (to continue into 2009?). Higher interest rates in 2008 are likely to have a negative impact on real GDP growth via lower growth in investment and consumption. We expect the slowdown in 2008 to be relatively manageable for most NJA economies, cushioned by accumulated FX reserves and fiscal surpluses for several countries. Real GDP growth in 2009 should stay fairly resilient compared with the 2008 level. Inflation expectations are still well anchored. Theoretically, substantially higher inflation expectations might even increase today’s consumption because consumers fear further losses in purchasing power.
Conclusion
Inflation is one of the obstacles on the way of development. In Pakistan, it has squeezed the major part of the population. It needs to be controlled by strategic planning. Domestic production should be encouraged instead of imports; investment should be given preference in consumer goods instead of luxuries, Agriculture sector should be given subsidies, foreign investment should be attracted, and developed countries should be requested for financial and managerial assistance. And lastly a strong monitoring system should be established on different levels in order to have a sound evaluation of the process at every stage.